Community West Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Folsom Lake Bank Main Office Branch	905 Sutter Street, Suite 100, Folsom, CA 95630	View Lobby Hours
Cameron Park Branch	3311 Coach Lane, Suite A, Cameron Park, CA 95682	View Lobby Hours
Folsom Branch	1710 Prairie City Road, Folsom, CA 95630	View Lobby Hours
River Park Branch	8375 North Fresno Street, Fresno, CA 93720	View Lobby Hours
Clovis Branch	600 Pollasky Avenue, Clovis, CA 93612	View Lobby Hours
Central Valley Community Bank	7100 N. Financial Drive, Suite101, Fresno, CA 93720	View Lobby Hours
Tracy Branch	60 West Tenth Street, Tracy, CA 95376	View Lobby Hours
Fig Garden Branch	5180 North Palm Avenue, Suite 105, Fresno, CA 93704	View Lobby Hours
Oakhurst Branch	40004 Hwy 41 Ste 101, Oakhurst, CA 93644	View Lobby Hours
Merced Office Branch	3337 G St Ste B, Merced, CA 95340	View Lobby Hours
Kerman Branch	360 S. Madera Avenue, Kerman, CA 93630	View Lobby Hours
Foothill Branch	29430 Auberry Road, Prather, CA 93651	View Lobby Hours
Stockton Branch	2800 West March Lane, Suite 120, Stockton, CA 95219	View Lobby Hours
Downtown Branch	2404 Tulare St, Fresno, CA 93721	View Lobby Hours
Madera Branch	1919 Howard Road, Madera, CA 93637	View Lobby Hours
Modesto Branch	2020 Standiford Ave Ste H, Modesto, CA 95350	View Lobby Hours
Lodi Branch	1901 Kettleman Drive, Lodi, CA 95242	View Lobby Hours
Herndon & Fowler Branch	1795 Herndon Ave Ste 101, Clovis, CA 93611	View Lobby Hours
Mission Oaks Branch	5412 Avenida De Las Robles, Visalia, CA 93291	View Lobby Hours
Exeter Branch	300 East Pine Street, Exeter, CA 93221	View Lobby Hours
West Caldwell Branch	2245 West Caldwell Avenue, Visalia, CA 93277	View Lobby Hours
Floral Branch	120 North Floral Street, Visalia, CA 93291	View Lobby Hours
Central Valley Community Bank	7100 N. Financial Drive, Suite 101, Fresno, CA 93720	View Lobby Hours
Fair Oaks Branch	10123 Fair Oaks Blvd., Fair Oaks, CA 95628	View Lobby Hours
Courier Service	905 Sutter Street, Folsom, CA 95630	View Lobby Hours
Rancho Cordova Branch	2865 Sunrise Blvd., Ste 112, Rancho Cordova, CA 95742	View Lobby Hours
Real Estate And Agribusiness Center	1044 E. Herndon Avenue, Suite 106, Fresno, CA 93720	View Lobby Hours
Roseville Branch #96	2999 Douglas Boulevard, Suite 160, Roseville, CA 95661	View Lobby Hours
Westlake Branch	951 S. Westlake Blvd Ste 100, Westlake Village, CA 91361	View Lobby Hours
Community West Bank, National Association	5827 Hollister Avenue, Goleta, CA 93117	View Lobby Hours
Corporate Branch	445 Pine Avenue, Goleta, CA 93117	View Lobby Hours
Santa Barbara Branch	1501 State Street, Santa Barbara, CA 93101	View Lobby Hours
Santa Maria Branch	2615 South Miller Street, Santa Maria, CA 93455	View Lobby Hours
Ventura Branch	1463 South Victoria Avenue, Ventura, CA 93003	View Lobby Hours
Ventura Cnty Messenger Serve Branch	1463 South Victoria Avenue, Ventura, CA 93003	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.541%	6.375% 0.75 points $5,600 fees	$1,997	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More
NMLS ID: 3030	7.463%	7.375% 0.88 points $2,800 fees	$2,211	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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