Community Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Boonville Main St. Branch	101 Main Street, Boonville, NY 13309	View Lobby Hours
Milford Branch	101 East Main Street, Milford, NY 13807	View Lobby Hours
Laceyville Branch	406 Main Street, Laceyville, PA 18623	View Lobby Hours
Gouverneur Branch	100 East Main Street, Gouverneur, NY 13642	View Lobby Hours
Oswego Branch	100 East First Street, Oswego, NY 13126	View Lobby Hours
Newark Church St Branch	100 Church Street, Newark, NY 14513	View Lobby Hours
Malone Elm St Branch	10 Elm Street, Malone, NY 12953	View Lobby Hours
Ripley Branch	1 West Main Street, Ripley, NY 14775	View Lobby Hours
Lakewood Branch	1 West Fairmount Avenue, Lakewood, NY 14750	View Lobby Hours
Waddington Branch	1 Main Street, Waddington, NY 13694	View Lobby Hours
Rushville Branch	1 North Main Street, Rushville, NY 14544	View Lobby Hours
Clifton Springs Plaza Branch	1 Clifton Springs Plaza, Clifton Springs, NY 14432	View Lobby Hours
Waterbury Branch	994 Waterbury Stowe Road, Waterbury, VT 5676	View Lobby Hours
Fair Haven Branch	97 Main Street, Fair Haven, VT 5743	View Lobby Hours
Wilmington Branch	97 East Main Street, Wilmington, VT 5363	View Lobby Hours
South Burlington Shelburne Road Bran	929 Shelburne Road, South Burlington, VT 5403	View Lobby Hours
Rutland Woodstock Avenue Branch	92 Woodstock Avenue, Rutland, VT 5701	View Lobby Hours
Hardwick Branch	84 Vermont Route 15-West, Hardwick, VT 5843	View Lobby Hours
Northfield Branch	70 Depot Square, Northfield, VT 5663	View Lobby Hours
Essex Junction Branch	54 Pearl Street, Essex Junction, VT 5452	View Lobby Hours
Manchester Branch	4996 Main Street, Manchester Center, VT 5255	View Lobby Hours
St. Johnsbury Branch	481 Portland Street, Saint Johnsbury, VT 5819	View Lobby Hours
Enosburg Branch	371 Main Street, Enosburg Falls, VT 5450	View Lobby Hours
Winooski Branch	364 Main Street, Winooski, VT 5404	View Lobby Hours
Barre Branch	361 North Main Street, Barre, VT 5641	View Lobby Hours
East Thetford Branch	2930 Us Route 5, East Thetford, VT 5043	View Lobby Hours
South Hero Branch	301 Route 2, South Hero, VT 5486	View Lobby Hours
Rutland Green Mountain Plaza Branch	286 Route 7, South, Rutland, VT 5701	View Lobby Hours
Burlington College Street Branch	172 College Street, Burlington, VT 5401	View Lobby Hours
Hinesburg Branch	26 Ballard's Corner Road, Hinesburg, VT 5461	View Lobby Hours
White River Junction Branch	25 Ralph Lehman Drive, White River Junction, VT 5001	View Lobby Hours
Vergennes Branch	25 Monkton Road, Vergennes, VT 5491	View Lobby Hours
Jericho Branch	205 Vermont Route 15, Jericho, VT 5465	View Lobby Hours
Brattleboro Branch	205 Main Street, Brattleboro, VT 5301	View Lobby Hours
Springfield, Vt Branch	2 Chester Road, Suite 6, Springfield, VT 5156	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.163%	6.000% 0.75 points $5,600 fees	$1,919	Learn More
NMLS ID: 66247	6.436%	6.375% 0.63 points $2,058 fees	$1,997	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.497%	6.375% 1.00 points $4,115 fees	$1,997	Learn More
NMLS ID: 1025894	6.592%	6.490% 0.88 points $3,388 fees	$2,021	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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