Community Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Woodhull Branch	1608 Main Street, Woodhull, NY 14898	View Lobby Hours
St Regis Falls Branch	1573 State Route 458, Saint Regis Falls, NY 12980	View Lobby Hours
Downsville Branch	15229 State Highway 30, Downsville, NY 13755	View Lobby Hours
Penn Yan Main St Branch	151 Main Street, Penn Yan, NY 14527	View Lobby Hours
Corning W Market St Branch	150 West Market Street, Corning, NY 14830	View Lobby Hours
Portville E State Rd Branch	1471 East State Road, Olean, NY 14760	View Lobby Hours
Au Sable Forks Branch	14230 Nys Route 9 North, Au Sable Forks, NY 12912	View Lobby Hours
Harrisville Branch	14216 State Street, Harrisville, NY 13648	View Lobby Hours
Phelps Branch	1334 Route 96, Phelps, NY 14532	View Lobby Hours
Morris Branch	132 Main Street, Morris, NY 13808	View Lobby Hours
Boonville Headwaters Plaza Branch	13187 State Route 12, Boonville, NY 13309	View Lobby Hours
Scranton Wyoming Ave Branch	1300 Wyoming Avenue, Scranton, PA 18509	View Lobby Hours
Franklinville Branch	13 Park Square, Franklinville, NY 14737	View Lobby Hours
Jamestown N Main St Branch	1281 North Main Street, Jamestown, NY 14701	View Lobby Hours
Olyphant Branch	128 Lackawanna Ave., Olyphant, PA 18447	View Lobby Hours
Walton Branch	124 Delaware St, Walton, NY 13856	View Lobby Hours
Back Mountain Branch	1230 Memorial Highway, Suite 1, Shavertown, PA 18708	View Lobby Hours
Randolph Branch	122 Main Street, Randolph, NY 14772	View Lobby Hours
Massena Branch	121 Main Street, Massena, NY 13662	View Lobby Hours
Long Lake Branch	1199 Main Street, Long Lake, NY 12847	View Lobby Hours
Whitehall Branch	118 Main Street, Whitehall, NY 12887	View Lobby Hours
Ticonderoga Branch	117 Montcalm Street, Ticonderoga, NY 12883	View Lobby Hours
Wellsville N Main St Branch	113 North Main Street, Wellsville, NY 14895	View Lobby Hours
Watertown 1125 Arsenal St Branch	1125 Arsenal Street, Watertown, NY 13601	View Lobby Hours
Hermon Branch	111 Church Street, Hermon, NY 13652	View Lobby Hours
Addison Branch	11 Tuscarora Street, Addison, NY 14801	View Lobby Hours
Naples Branch	109 South Main Street, Naples, NY 14512	View Lobby Hours
Fleischmanns Branch	1084 Main Street, Fleischmanns, NY 12430	View Lobby Hours
Scranton N Washington Ave Branch	108 North Washington Ave., Scranton, PA 18503	View Lobby Hours
Moravia Branch	105 Main Street, Moravia, NY 13118	View Lobby Hours
North Collins Branch	10490 Main Street, North Collins, NY 14111	View Lobby Hours
Little Meadows Branch	1033 Maple Street, Suite 1, Little Meadows, PA 18830	View Lobby Hours
Salamanca Branch	103 Main Street, Salamanca, NY 14779	View Lobby Hours
Sherman Branch	101 W Main Street, Sherman, NY 14781	View Lobby Hours
Schenevus Branch	101 Main Street, Schenevus, NY 12155	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.872%	5.750% 0.75 points $4,277 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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