Community Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Hammondsport Branch	3 Park Place, Hammondsport, NY 14840	View Lobby Hours
Black River Branch	28499 Route 3, Black River, NY 13612	View Lobby Hours
Norwood Branch	28 South Main Street, Norwood, NY 13668	View Lobby Hours
Penn Yan Lake St Branch	272 Lake Street Plaza, Penn Yan, NY 14527	View Lobby Hours
Clifton Springs Branch	26 East Main Street, Clifton Springs, NY 14432	View Lobby Hours
Adams Branch	26 East Church Street, Adams, NY 13605	View Lobby Hours
Cato Branch	2516 West Main Street, Cato, NY 13033	View Lobby Hours
Fort Covington Branch	25 Water Street, Fort Covington, NY 12937	View Lobby Hours
Jamestown Brooklyn Square Branch	25 South Main Street, Jamestown, NY 14701	View Lobby Hours
Plattsburgh Walmart Branch	25 Consumer Square, Plattsburgh, NY 12901	View Lobby Hours
Oneonta Main St Branch	245 Main Street, Oneonta, NY 13820	View Lobby Hours
North Creek Branch	244 Main Street, North Creek, NY 12853	View Lobby Hours
Painted Post Branch	240 South Hamilton Street, Painted Post, NY 14870	View Lobby Hours
Springville N Buffalo St Branch	24 North Buffalo Street, Springville, NY 14141	View Lobby Hours
Springville S Cascade Dr Branch	235 South Cascade Drive, Springville, NY 14141	View Lobby Hours
Johnson City Branch	23 Riverside Drive, Johnson City, NY 13790	View Lobby Hours
Livonia Branch	23 Commercial Street, Livonia, NY 14487	View Lobby Hours
Lake Placid Branch	2297 Saranac Avenue, Lake Placid, NY 12946	View Lobby Hours
Silver Creek Branch	228 Central Avenue, Silver Creek, NY 14136	View Lobby Hours
Watertown 216 Washington St Branch	216 Washington Street, Watertown, NY 13601	View Lobby Hours
Jessup Branch	210 Church Street, Jessup, PA 18434	View Lobby Hours
Cuba Branch	21 West Main Street, Cuba, NY 14727	View Lobby Hours
Clayton Branch	205 State Street, Clayton, NY 13624	View Lobby Hours
Olean N Union St Branch	201 North Union Street, Olean, NY 14760	View Lobby Hours
Ithaca Branch	200 East Buffalo Street, Ithaca, NY 14850	View Lobby Hours
Waterloo Branch	2 West Main Street, Waterloo, NY 13165	View Lobby Hours
Oneonta Fox Care Dr Branch	2 Foxcare Drive, Oneonta, NY 13820	View Lobby Hours
Falconer Branch	1982 East Main Street, Falconer, NY 14733	View Lobby Hours
Tunkhannock Branch	198 East Tioga Street, Tunkhannock, PA 18657	View Lobby Hours
Sidney Branch	19 Union Street, Sidney, NY 13838	View Lobby Hours
Dansville Branch	189 Main Street, Dansville, NY 14437	View Lobby Hours
Norwich City Branch	18 South Broad Street, Norwich, NY 13815	View Lobby Hours
Chateaugay Branch	178 East Main Street, Chateaugay, NY 12920	View Lobby Hours
Scranton Keyser Ave Branch	1700 N. Keyser Avenue, Scranton, PA 18508	View Lobby Hours
Montrose Branch	16632 State Rte 706, Montrose, PA 18801	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.163%	6.000% 0.75 points $5,600 fees	$1,919	Learn More
NMLS ID: 66247	6.436%	6.375% 0.63 points $2,058 fees	$1,997	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.497%	6.375% 1.00 points $4,115 fees	$1,997	Learn More
NMLS ID: 1025894	6.592%	6.490% 0.88 points $3,388 fees	$2,021	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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