Community Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Bath Branch	8 Liberty Street, Bath, NY 14810	View Lobby Hours
Heuvelton Branch	78 State Street, Heuvelton, NY 13654	View Lobby Hours
Edwardsville Branch	78 South Wyoming Avenue, Edwardsville, PA 18704	View Lobby Hours
Lowville State St Branch	7605 N State Street, Lowville, NY 13367	View Lobby Hours
Gowanda Branch	76 West Main Street, Gowanda, NY 14070	View Lobby Hours
Cobleskill Branch	750 East Main Street, Cobleskill, NY 12043	View Lobby Hours
Tupper Lake Park St Branch	75 Park Street, Tupper Lake, NY 12986	View Lobby Hours
Lowville Turin Rd Branch	7395 Turin Road, Lowville, NY 13367	View Lobby Hours
Hornell Branch	7279 Seneca Road North, Hornell, NY 14843	View Lobby Hours
Ovid Branch	7193 Main Street, Ovid, NY 14521	View Lobby Hours
Seneca Falls Branch	70 Falls Street, Seneca Falls, NY 13148	View Lobby Hours
Westfield Branch	70 East Main Street, Westfield, NY 14787	View Lobby Hours
Portville N Main St Branch	7 North Main Street, Portville, NY 14770	View Lobby Hours
Avon Branch	68 Genesee Street, Avon, NY 14414	View Lobby Hours
Carbondale Branch	67 Salem Avenue, Carbondale, PA 18407	View Lobby Hours
Canandaigua S Main St Branch	659 South Main Street, Canandaigua, NY 14424	View Lobby Hours
Bowman's Creek Branch	6453 Sr 309 ,, Monroe Township, PA 18657	View Lobby Hours
Jermyn Branch	645 Washington Avenue, Jermyn, PA 18433	View Lobby Hours
Potsdam Market St Branch	64-70 Market Street, Potsdam, NY 13676	View Lobby Hours
Wilkes-Barre N Franklin St Branch	64 North Franklin Street, Wilkes Barre, PA 18701	View Lobby Hours
Indian Lake Branch	6321 Route 30, Indian Lake, NY 12842	View Lobby Hours
Cooperstown Main St Branch	62 Main Street, Cooperstown, NY 13326	View Lobby Hours
Cicero Branch	5966-5968 State Route 31, Cicero, NY 13039	View Lobby Hours
Saranac Lake Lake Flower Ave Branch	588 Lake Flower Avenue, Saranac Lake, NY 12983	View Lobby Hours
Dewitt - Administrative Office	5790 Widewaters Parkway, De Witt, NY 13214	View Lobby Hours
Public Accommodation Branch	5397 Dayan Street, Lowville, NY 13367	View Lobby Hours
Cooperstown Otsego Branch	5378 State Highway 28, Cooperstown, NY 13326	View Lobby Hours
Palmyra 525 E Main St Branch	525 East Main Street, Palmyra, NY 14522	View Lobby Hours
Olean Delaware Park Branch	500 Delaware Avenue, Olean, NY 14760	View Lobby Hours
Scranton Minooka Branch	500 Davis Street, Scranton, PA 18505	View Lobby Hours
Owego Branch	50 West Main Street, Owego, NY 13827	View Lobby Hours
Belfast Branch	50 Main Street, Belfast, NY 14711	View Lobby Hours
Geneva Seneca St Branch	5 Seneca Street, Geneva, NY 14456	View Lobby Hours
Orchard Park Branch	5 Clark Street, Orchard Park, NY 14127	View Lobby Hours
Oneonta Southside Branch	4987 State Highway 23, Oneonta, NY 13820	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.163%	6.000% 0.75 points $5,600 fees	$1,919	Learn More
NMLS ID: 66247	6.436%	6.375% 0.63 points $2,058 fees	$1,997	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.497%	6.375% 1.00 points $4,115 fees	$1,997	Learn More
NMLS ID: 1025894	6.592%	6.490% 0.88 points $3,388 fees	$2,021	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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