Citizens Deposit Bank & Trust - Nationwide Branches

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Branch	Address	View Lobby Hours
Tollesboro Branch	2954 West Ky 10, Tollesboro, KY 41189	View Lobby Hours
Citizens Deposit Bank & Trust	Second & Main Street, Vanceburg, KY 41179	View Lobby Hours
Garrison Branch	9234 East Ky 8, Garrison, KY 41141	View Lobby Hours
Aa Branch	67 Commercial Drive, Vanceburg, KY 41179	View Lobby Hours
Rome Branch	7604 County Road 107 Unit A, Proctorville, OH 45669	View Lobby Hours
Eminence Branch	5230 S Main St, Eminence, KY 40019	View Lobby Hours
Mount Olivet Branch	300 South Main St, Mount Olivet, KY 41064	View Lobby Hours
Ironton Branch	221 Railroad Street, Ironton, OH 45638	View Lobby Hours
Maysville Branch	1201 Ushwy 68, Maysville, KY 41056	View Lobby Hours
Brooksville Branch	111 Powell Street, Brooksville, KY 41004	View Lobby Hours
Ripley Branch	104 East Main Street, Ripley, OH 45167	View Lobby Hours
Us 42 Branch	8545 Us 42, Florence, KY 41042	View Lobby Hours
Eminence Branch	114 South Main Street, Eminence, KY 40019	View Lobby Hours
Ft Wright Office Branch	3425 Valley Plaza, Fort Wright, KY 41011	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.622%	6.500% 0.88 points $4,275 fees	$2,023	Learn More
NMLS ID: 1025894	6.716%	6.625% 0.75 points $3,023 fees	$2,049	Learn More
NMLS ID: 3030	7.212%	7.125% 0.88 points $2,800 fees	$2,156	Learn More
NMLS ID: Not a Lender		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.750 % After Intro: 7.750 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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