Citizens Bank of Kentucky, Inc. - Nationwide Branches

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Branch	Address	View Lobby Hours
Winchester Branch	695 Bullion Boulevard, Winchester, KY 40391	View Lobby Hours
Louisa Branch	3651 Us Hwy 2565, Louisa, KY 41230	View Lobby Hours
Allen Branch	6474 Kentucky 1428, Allen, KY 41601	View Lobby Hours
Mayo Shopping Plaza Branch	333 Kentucky 321, Paintsville, KY 41240	View Lobby Hours
Salyersville Branch	Route 114 East Mountain Parkway, Salyersville, KY 41465	View Lobby Hours
Mcdowell Branch	9674 Kentucky 122, Mc Dowell, KY 41647	View Lobby Hours
Ashland Branch	735 Central Avenue, Ashland, KY 41101	View Lobby Hours
Citizens Bank Of Kentucky, Inc.	620 Broadway Avenue, Paintsville, KY 41240	View Lobby Hours
Centerpointe Branch	50 Franklin Corner, Prestonsburg, KY 41653	View Lobby Hours
Weddington Plaza Branch	4367 North Mayo Trail, Pikeville, KY 41501	View Lobby Hours
Russell Road Branch	320 Russell Road, Russell, KY 41169	View Lobby Hours
Pikeville Branch	247 Hambley Blvd., Pikeville, KY 41501	View Lobby Hours
Grayson Branch	167 South Carol Malone Blvd., Grayson, KY 41143	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.863%	6.750% 1.00 points $3,705 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.879%	6.750% 1.00 points $4,432 fees	$2,076	Learn More
NMLS ID: 3030	7.325%	7.250% 0.75 points $2,400 fees	$2,183	Learn More
NMLS ID: Not a Lender		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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