Citizens Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Gross Pointe Woods Branch	19307 Mack Avenue, Gross Pointe Woods, MI 48236	View Lobby Hours
East Providence Stop And Shop Branch	1925 Pawtucket Avenue, East Providence, RI 2914	View Lobby Hours
Olneyville Branch	1917 Westminster St, Providence, RI 2909	View Lobby Hours
Woonsocket Branch	67 Cumberland Street, Woonsocket, RI 2895	View Lobby Hours
Unadilla Branch	191 Main Street, Unadilla, NY 13849	View Lobby Hours
South Clinton Ave/Tops Branch	1900 Clinton Avenue South, Rochester, NY 14618	View Lobby Hours
Trumbull Street Hartford Branch	190 Trumbull Street, Hartford, CT 6103	View Lobby Hours
Framingham S&S Turnpike Branch	19 Temple Street, Framingham, MA 1701	View Lobby Hours
Peabody Shop & Shop Branch	19 Howley Street, Peabody, MA 1960	View Lobby Hours
Elmwood / Hertel Branch	1893 Elmwood Avenue, Buffalo, NY 14207	View Lobby Hours
Mineral Spring Branch	1880 Mineral Spring Avenue, North Providence, RI 2904	View Lobby Hours
Loudon Road Branch	188 Loudon Road, Concord, NH 3301	View Lobby Hours
Vergennes Branch	186 Main St., Vergennes, VT 5491	View Lobby Hours
Plainfield Pike Branch	1850 Plainfield Pike, Cranston, RI 2920	View Lobby Hours
Springville/Tops Branch	184 South Cascade Drive, Springville, NY 14141	View Lobby Hours
Barrington Branch	184 County Road, Barrington, RI 2806	View Lobby Hours
Wellesley Branch	182 Linden Street, Wellesley, MA 2482	View Lobby Hours
Fifth Ave / Troy	1818 5th Avenue, Troy, NY 12180	View Lobby Hours
Hamlin/Tops Branch	1800 Lake Road, Hamlin, NY 14464	View Lobby Hours
Delmar Branch	180 Delaware Ave, Delmar, NY 12054	View Lobby Hours
Saugus Shaws Branch	180 B Main Street, Saugus, MA 1906	View Lobby Hours
Endicott	18 Washington Avenue, Endicott, NY 13760	View Lobby Hours
Smith Street Branch	1798 Smith Street, North Providence, RI 2911	View Lobby Hours
Silas Deane Highway Branch	1780 Silas Deane Highway, Rocky Hill, CT 6067	View Lobby Hours
Lexington Branch	1776 Massachusetts Avenue, Lexington, MA 2420	View Lobby Hours
Haggerty Road/Commerce Township Bran	1761 Haggerty Road, Commerce Township, MI 48390	View Lobby Hours
Winton Road/Tops Branch	175 Winton Road North, Rochester, NY 14610	View Lobby Hours
Kamm's Corners	17411 Lorain Avenue, Cleveland, OH 44111	View Lobby Hours
Berlin Branch	173 Pleasant Street, Berlin, NH 3570	View Lobby Hours
Delaware-Sheridan/Tops Branch	1740 Sheridan Drive, Buffalo, NY 14223	View Lobby Hours
Milford Branch	173 Elm Street, Milford, NH 3055	View Lobby Hours
Rotterdam Branch	1725 Altamont Avenue, Schenectady, NY 12303	View Lobby Hours
Cheektowaga / Galleria Branch	1722 Walden Avenue, Cheektowaga, NY 14225	View Lobby Hours
Stop & Shop Watertown Branch	171 Watertown Street, Watertown, MA 2472	View Lobby Hours
Highland Commons Branch	40 Highland Commons East, Hudson, MA 1749	View Lobby Hours

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Reviews on Citizens Bank, National Association

Dana E. | Mar 20, 2016

Good solid bank.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 447490	6.369%	6.250% 0.88 points $4,035 fees	$1,971	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.467%	6.375% 0.63 points $3,088 fees	$1,997	Learn More
NMLS ID: 757416	6.470%	6.375% 1.00 points $3,197 fees	$1,997	Learn More
NMLS ID: 2059741	6.479%	6.375% 0.50 points $3,510 fees	$1,997	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Opportunity. Offers may vary and loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.75% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month and can fluctuate during the draw period. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Citizens Bank, National Association - Nationwide Branches

Reviews on Citizens Bank, National Association

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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