Citizens Bank and Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Blackstone Shopping Center Branch	1575 South Main Street, Blackstone, VA 23824	View Lobby Hours
Amelia Branch	9060 North Five Forks Road, Amelia Court House, VA 23002	View Lobby Hours
South Hill Branch	622 E. Atlantic Street, South Hill, VA 23970	View Lobby Hours
Crewe Branch	210 Carter Street, Crewe, VA 23930	View Lobby Hours
Colonial Heights Branch	497 Southpark Circle, Colonial Heights, VA 23834	View Lobby Hours
Farmville Branch	1712 South Main Street, Farmville, VA 23901	View Lobby Hours
Farmville Branch	1517 West Third Street, Farmville, VA 23901	View Lobby Hours
Citizens Bank And Trust Company	126 South Main Street, Blackstone, VA 23824	View Lobby Hours
Burkeville Branch	102 Second Street, Northeast, Burkeville, VA 23922	View Lobby Hours
Drive-In Branch	101 North Main Street, Blackstone, VA 23824	View Lobby Hours
Chester Branch	12101 Olivers Way, Chester, VA 23831	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 118653 License#: MBL-8245	6.338%	6.250% 0.88 points $2,966 fees	$1,971	Learn More
NMLS ID: 1025894	6.462%	6.375% 0.75 points $2,908 fees	$1,997	Learn More
NMLS ID: 401822	6.518%	6.375% 0.88 points $4,795 fees	$1,997	Learn More
NMLS ID: 3030	7.476%	7.375% 1.00 points $3,200 fees	$2,211	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.45% - 10.95*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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