Citizens Bank and Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Drive-Thru Facility	Locust And Clay Street, Chillicothe, MO 64601	View Lobby Hours
Smithville Branch	100 Northeast State Highway 92, Smithville, MO 64089	View Lobby Hours
Oak Barry Center Branch	8405 North Oak Trafficway, Kansas City, MO 64155	View Lobby Hours
Trenton Branch	816 Main Street, Trenton, MO 64683	View Lobby Hours
Macon Branch	707 Briggs Drive, Macon, MO 63552	View Lobby Hours
Barry Road Branch	6945 Nw Barry Road, Kansas City, MO 64153	View Lobby Hours
St. Joseph North Branch	5305 N Belt Highway, Saint Joseph, MO 64506	View Lobby Hours
Citizens Bank And Trust Company	7288 Nw 87th Terrace, Suite 112, Kansas City, MO 64153	View Lobby Hours
North Oak Village Branch	4911 North Oak Trafficway, Kansas City, MO 64118	View Lobby Hours
Leawood Branch	4701 College Boulevard Suite 100, Leawood, KS 66211	View Lobby Hours
Boonville Spring Branch	400 East Spring Street, Boonville, MO 65233	View Lobby Hours
St. Joseph Branch	3727 Frederick Boulevard, St. Joseph, MO 64506	View Lobby Hours
Kearney Branch	2041 Commerce Drive, Kearney, MO 64060	View Lobby Hours
Brookfield Branch	322 South Main Street, Brookfield, MO 64628	View Lobby Hours
Ravenwood Branch	124 South Main Street, Ravenwood, MO 64479	View Lobby Hours
Chillicothe Branch	1210 Washington Street, Chillicothe, MO 64601	View Lobby Hours
Maryville Branch	105 North Main Street, Maryville, MO 64468	View Lobby Hours
Burlington Junction Branch	102 West Main, Burlington Junction, MO 64428	View Lobby Hours
King City Branch	101 North Ohio, King City, MO 64463	View Lobby Hours
515 Washington Street Branch	515 Washington Street, Chillicothe, MO 64601	View Lobby Hours
Zona Rosa Branch	7280 Nw 87th Terrace, Suite 112, Kansas City, MO 64153	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2262032 License#: RM.804810.000	6.506%	6.375% 0.88 points $4,400 fees	$1,997	Learn More
NMLS ID: 1661781	6.614%	6.500% 0.88 points $3,973 fees	$2,023	Learn More
NMLS ID: 2578474	6.623%	6.500% 1.00 points $4,090 fees	$2,023	Learn More
NMLS ID: 66247	6.704%	6.625% 0.88 points $2,627 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

Citizens Bank and Trust Company - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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