Citizens Bank and Trust - Nationwide Branches

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Branch	Address	View Lobby Hours
Winterset Branch	6340 Cypress Gardens Blvd, Winter Haven, FL 33884	View Lobby Hours
Schalamar Creek Branch	4500 Us Highway 92 East, Lakeland, FL 33801	View Lobby Hours
Downtown Lakeland Branch	402 South Kentucky Avenue, Lakeland, FL 33801	View Lobby Hours
Chalet Suzanne Branch	23725 Highway 27, Lake Wales, FL 33859	View Lobby Hours
Lake Wales Branch	222 Highway 60 East, Lake Wales, FL 33853	View Lobby Hours
Citizens Bank And Trust	2 East Wall Street, Frostproof, FL 33843	View Lobby Hours
Edgewood Branch	1958 East Edgewood Drive, Lakeland, FL 33803	View Lobby Hours
Bartow Office Branch	1450 N. Broadway Avenue, Bartow, FL 33830	View Lobby Hours
Haines City Branch	1400 U.S. Highway 27 North, Haines City, FL 33844	View Lobby Hours
Winter Haven Branch	1120 First Street South, Winter Haven, FL 33880	View Lobby Hours
Auburndale Branch	111 Havendale Blvd, Auburndale, FL 33823	View Lobby Hours
Dundee Branch	1013 Highway 542, Dundee, FL 33838	View Lobby Hours
Messenger Service	222 State Road 60 East, Lake Wales, FL 33853	View Lobby Hours
Ft. Meade Office	25 West Broadway Street, Fort Meade, FL 33841	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.380%	6.250% 0.88 points $4,400 fees	$1,971	Learn More
NMLS ID: 2578474	6.482%	6.375% 0.75 points $3,610 fees	$1,997	Learn More
NMLS ID: 3029	6.643%	6.500% 1.00 points $4,944 fees	$2,023	Learn More
NMLS ID: 447490	6.758%	6.625% 1.00 points $4,425 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.490 % After Intro: 7.490 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 9.250 % After Intro: 9.250 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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