Century Bank and Trust - Nationwide Branches

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Branch	Address	View Lobby Hours
East Branch	745 East Chicago Road, Coldwater, MI 49036	View Lobby Hours
Auto Bank Drive-In Branch	66 North Monroe Street, Coldwater, MI 49036	View Lobby Hours
Fairfield Plaza Branch	496 Marshall Street, Coldwater, MI 49036	View Lobby Hours
Sturgis Main	300 West Chicago Road, Sturgis, MI 49091	View Lobby Hours
Nottawa Branch	25985 M-86, Nottawa, MI 49075	View Lobby Hours
Sturgis West Branch	201 South Centerville Road, Sturgis Township, MI 49091	View Lobby Hours
Three Rivers Branch	1310 W Broadway, Three Rivers, MI 49093	View Lobby Hours
Reading Branch	108 North Main Street, Reading, MI 49274	View Lobby Hours
Quincy Branch	109 West Chicago Street, Quincy, MI 49082	View Lobby Hours
Bronson Branch	106 East Chicago Road, Bronson, MI 49028	View Lobby Hours
Century Bank And Trust	100 West Chicago Street, Coldwater, MI 49036	View Lobby Hours
Messenger Service	100 West Chicago Street, Coldwater, MI 49036	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	6.391%	6.250% 0.88 points $4,795 fees	$1,971	Learn More
NMLS ID: 6606	6.579%	6.490% 0.88 points $2,963 fees	$2,021	Learn More
NMLS ID: 3030	7.463%	7.375% 0.88 points $2,800 fees	$2,211	Learn More
NMLS ID: 491986		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 15.00*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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