Central Bank & Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Hurstbourne Plaza Branch	9300 Shelbyville Road, Suite 100, Louisville, KY 40222	View Lobby Hours
Taylorsville Rd Branch	4630 Taylorsville Road, Louisville, KY 40220	View Lobby Hours
Waterfront Plaza Branch	321 W Main Street, Louisville, KY 40202	View Lobby Hours
Turfway Road Branch	7310 Turfway Road, Florence, KY 41042	View Lobby Hours
Eastland Banking Center	649 East New Circle Road, Lexington, KY 40505	View Lobby Hours
North Park Branch	515 New Circle Road, N.W., Lexington, KY 40505	View Lobby Hours
North Maple Branch	43 North Maple Street, Winchester, KY 40391	View Lobby Hours
Georgetown Branch - Connector Road	410 Connector Road, Georgetown, KY 40324	View Lobby Hours
Tates Creek Centre Branch	4090 Tates Creek Centre Dr, Lexington, KY 40517	View Lobby Hours
Harrodsburg Road Branch	3705 Harrodsburg Road, Lexington, KY 40504	View Lobby Hours
Tates Creek Road Branch	3270 Tates Creek Road, Lexington, KY 40502	View Lobby Hours
Andover Banking Center Branch	3101 Maple Leaf Drive, Lexington, KY 40509	View Lobby Hours
Nicholasville Branch	301 North Main Street, Nicholasville, KY 40356	View Lobby Hours
Central Bank & Trust Co.	300 West Vine Street, Lexington, KY 40507	View Lobby Hours
Richmond Branch	300 West Main Street, Richmond, KY 40475	View Lobby Hours
Southland Branch	256 Southland Drive, Lexington, KY 40503	View Lobby Hours
Crestview Hills Branch	2850 Turkey Foot Rd, Crestview Hills, KY 41017	View Lobby Hours
Sir Barton Branch	2443 Sir Barton Way, Lexington, KY 40509	View Lobby Hours
Versailles Road Branch	2347 Versailles Road, Lexington, KY 40504	View Lobby Hours
Richmond Road Branch	2233 Richmond Road, Lexington, KY 40502	View Lobby Hours
Fort Mitchell Branch	2075 Dixie Highway, Fort Mitchell, KY 41011	View Lobby Hours
Keene Road Branch	1471 Keene Rd, Nicholasville, KY 40356	View Lobby Hours
Georgetown Branch	137 East Main Street, Georgetown, KY 40324	View Lobby Hours
Pioneer Drive	1110 Pioneer Drive, Winchester, KY 40391	View Lobby Hours
Berea Branch	101 Brentwood Street, Berea, KY 40403	View Lobby Hours
Nicholasville Road Branch	100 East Reynolds Road, Fayette County, KY 40503	View Lobby Hours

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Reviews on Central Bank & Trust Company

Pbar | Mar 11, 2023

Best Bank in Lexington. FDIC insured but not ruled by the Fed.

Wellington | Nov 1, 2019

Not impressed. Got a CD last November. The staff person put the wrong SS number. I was back home 60 miles away before I realized it. My bad. Central does not issue earnings statements. So the same staff told me Thought I would buy a truck in August. Asked about using CD as security for a loan. Less than 25% of the value of the CD. The person that answered the phone did not know if Central did that. Supposedly talked to a loan officer. I held on til she reported back, " we don't do that". The original staff didn't know what a passbook savings account was. I am dating myself, but I retired from FDIC. So on the maturity date of 11\13\19 I will be moving my money Still scratching my head!!

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625% 1.00 points $4,141 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Central Bank & Trust Company - Nationwide Branches

Reviews on Central Bank & Trust Company

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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