Centennial Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Hilltop Branch	3505 East Johnson Avenue, Jonesboro, AR 72401	View Lobby Hours
West Sunset Branch	3395 West Sunset Avenue, Springdale, AR 72762	View Lobby Hours
Monette Branch	302 West Drew Avenue, Monette, AR 72447	View Lobby Hours
Fayetteville Branch	3010 W. 6th Street, Fayetteville, AR 72701	View Lobby Hours
Paragould-Main Branch	300 West Emerson, Paragould, AR 72450	View Lobby Hours
Metro Branch	2901 South Walton Boulevard, Bentonville, AR 72712	View Lobby Hours
Liberty Bank Branch	2901 East Highland Drive, Jonesboro, AR 72401	View Lobby Hours
Russellville Branch	2701 West Main Street, Russellville, AR 72801	View Lobby Hours
Parkway Branch	2506 East Parkway Drive, Russellville, AR 72802	View Lobby Hours
Siloam Springs East Branch	2485 Highway 412 East, Siloam Springs, AR 72761	View Lobby Hours
Paragould Branch	2404 Linwood Drive, Paragould, AR 72450	View Lobby Hours
West Kingshighway Branch	2300 West Kingshighway, Paragould, AR 72450	View Lobby Hours
Caraway Road Branch	2241 South Caraway Road, Jonesboro, AR 72401	View Lobby Hours
Van Buren Branch	2110 Fayetteville Road, Van Buren, AR 72956	View Lobby Hours
Hardy Branch	1927 Hwy 62/412, Highland, AR 72542	View Lobby Hours
Downtown Branch	211 East Washington, Jonesboro, AR 72401	View Lobby Hours
Batesville Harrison Street Branch	1895 Harrison Street, Batesville, AR 72501	View Lobby Hours
Fayetteville Joyce Blvd Branch	1400 East Joyce Blvd, Fayetteville, AR 72703	View Lobby Hours
Morrilton Branch	1302 North Business Highway 9, Morrilton, AR 72110	View Lobby Hours
Batesville Branch	1240 Main Street, Batesville, AR 72501	View Lobby Hours
Clarksville Branch	1000 South Rodgers, Clarksville, AR 72830	View Lobby Hours
Gulf Shores Branch	2201 West First Street, Gulf Shores, AL 36542	View Lobby Hours
Pensacola Airport Road Branch	2200 Airport Boulevard, Pensacola, FL 32504	View Lobby Hours
Jonesboro Branch	715 Southwest Drive, Jonesboro, AR 72401	View Lobby Hours
Indirect Lending Branch	1150 N. Museum Road Suite 102, Conway, AR 72032	View Lobby Hours
Fort Smith Main Branch	5801 Rogers Avenue, Fort Smith, AR 72903	View Lobby Hours
Courier Service Branch	12141 Panama City Beach Parkway, Panama City Beach, FL 32407	View Lobby Hours
Seagrove Branch	3921 East County Highway 30-A, Santa Rosa Beach, FL 32459	View Lobby Hours
Las Olas Centre Loan Production Offi	350 East Las Olas Boulevard, Fort Lauderdale, FL 33311	View Lobby Hours
Messenger Service Branch	South Of C 15 Canal, Fort Lauderdale, FL 33308	View Lobby Hours
Boca Raton Branch	5255 North Federal Highway, Boca Raton, FL 33487	View Lobby Hours
Sarasota Branch	126 Osprey Avenue, Sarasota, FL 34236	View Lobby Hours
Jupiter Lpo	3535 Military Trail, Jupiter, FL 33458	View Lobby Hours
Davie Branch	4801 South University Drive, Davie, FL 33328	View Lobby Hours
New York Branch	12 East 49th Street, New York, NY 10017	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.541%	6.375% 0.75 points $5,600 fees	$1,997	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625% 1.00 points $4,141 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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