Centennial Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Saint Cloud Branch	3552 13th Street, Saint Cloud, FL 34769	View Lobby Hours
Lakeland Branch	440 South Florida Avenue, Lakeland, FL 33801	View Lobby Hours
Zephyrhills Branch	37741 Eiland Blvd, Zephyrhills, FL 33542	View Lobby Hours
Spring Hill Branch	4301 Barclay Avenue, Spring Hill, FL 34609	View Lobby Hours
Plant City Branch	1907 James Redman Parkway, Plant City, FL 33563	View Lobby Hours
Winter Haven Branch	1606 1st Street South, Winter Haven, FL 33880	View Lobby Hours
Dade City Branch	14033 8th Street, Dade City, FL 33525	View Lobby Hours
Venice Branch	500 U. S. Highway 41 Bypass North, Venice, FL 34285	View Lobby Hours
Englewood Branch	1450 Placida Road, Englewood, FL 34223	View Lobby Hours
East Sarasota Branch	5850 Fruitville Road, Sarasota, FL 34232	View Lobby Hours
Downtown Sarasota Branch	333 North Orange Avenue, Sarasota, FL 34236	View Lobby Hours
Doral Branch	8630 Nw 25th Street, Doral, FL 33122	View Lobby Hours
Tampa Branch	4600 West Kennedy Boulevard, Tampa, FL 33609	View Lobby Hours
Jupiter Branch	3555 Military Trail, Jupiter, FL 33458	View Lobby Hours
Naples Branch	3021 Airport-Pulling Road North, Naples, FL 34105	View Lobby Hours
Fort Myers Branch	12670 Creekside Lane, Suite 101, Fort Myers, FL 33919	View Lobby Hours
Stonegate Bank Branch	400 North Federal Highway, Pompano Beach, FL 33062	View Lobby Hours
Coral Gables Branch	121 Alhambra Plaza Suite 151, Coral Gables, FL 33134	View Lobby Hours
Pine Island Office Branch	5551 Sunset Lane, Saint James City, FL 33956	View Lobby Hours
Hollywood Branch	4600 Hollywood Boulevard, Hollywood, FL 33021	View Lobby Hours
Coral Springs Branch	3111 North University Drive, Suite 101, Coral Springs, FL 33065	View Lobby Hours
Fort Lauderdale - Commercial Blvd Br	2929 East Commercial Blvd. Suite 101, Fort Lauderdale, FL 33308	View Lobby Hours
Weston Ii	2400 North Commerce Parkway, Weston, FL 33326	View Lobby Hours
Dania Beach Branch	1991 Stirling Road, Dania Beach, FL 33004	View Lobby Hours
North Federal Highway Branch	1430 North Federal Highway, Fort Lauderdale, FL 33304	View Lobby Hours
Weston Branch	1504 Weston Road, Weston, FL 33326	View Lobby Hours
Cooper City Branch	10310 Griffin Road, Cooper City, FL 33328	View Lobby Hours
Lakewood Ranch Banking Center Branch	8470 Enterprise Circle, Bradenton, FL 34202	View Lobby Hours
Cattlemen Banking Center Branch	6000 Cattleridge Boulevard, Sarasota, FL 34232	View Lobby Hours
4th Street Office	4845 4th Street North, Saint Petersburg, FL 33703	View Lobby Hours
Bay Cities Bank Branch	4301 West Boy Scout Boulevard, Suite 150, Tampa, FL 33607	View Lobby Hours
South Tampa Branch	3902 Henderson Boulevard, Tampa, FL 33629	View Lobby Hours
Carrollwood Branch	14877 North Dale Mabry Highway, Tampa, FL 33618	View Lobby Hours
Downtown Ft Lauderdale	707 Se 3rd Avenue, First Floor, Fort Lauderdale, FL 33316	View Lobby Hours
Fort Lauderdale Branch	2600 East Commercial Boulevard, Fort Lauderdale, FL 33308	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625% 1.00 points $4,141 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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