Cadence Bank, N.A. - Nationwide Branches

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Branch	Address	View Lobby Hours
Highway 45 North Branch	302 Sthy 45, Aberdeen, MS 39730	View Lobby Hours
Starkville Main Branch	301 University Drive, Starkville, MS 39759	View Lobby Hours
Inverness Branch	301 Us Hwy 41 South, Inverness, FL 34450	View Lobby Hours
Hampton Cove Branch	3001 Mountain Cove Boulevard, Owens Cross Roads, AL 35763	View Lobby Hours
Uniontown Branch	293 Water Street, Uniontown, AL 36786	View Lobby Hours
Williams Tower Branch	2800 Post Oak Blvd, Suite 3800, Houston, TX 77056	View Lobby Hours
Hoover Branch	2755 John Hawkins Parkway, Hoover, AL 35244	View Lobby Hours
Mountain Brook Branch	2717 Culver Road, Suite A, Birmingham, AL 35233	View Lobby Hours
Sarasota Branch	25 South Links Avenue, Sarasota, FL 34236	View Lobby Hours
Clearwater Office	2440 Sunset Point Road, Clearwater, FL 33765	View Lobby Hours
Gardendale Branch	2250 Mount Olive Road, Gardendale, AL 35071	View Lobby Hours
Bradenton / Manatee Branch	2207 Manatee Avenue West, Bradenton, FL 34205	View Lobby Hours
Warrior Branch	218 Louisa Street, Warrior, AL 35180	View Lobby Hours
Cadence Bank, N.A.	2100 Third Avenue North, Birmingham, AL 35203	View Lobby Hours
River Oaks Branch	2049 West Gray St., Houston, TX 77019	View Lobby Hours
Trussville Branch	1950 Edwards Lake Road, Birmingham, AL 35235	View Lobby Hours
North Tuscaloosa Branch	1615 Mcfarland Boulevard North, Tuscaloosa, AL 35406	View Lobby Hours
Union Avenue Branch	1516 Union Avenue, Memphis, TN 38104	View Lobby Hours
Barclay / Brooksville	14211 Powell Road, Brooksville, FL 34609	View Lobby Hours
Spring Hill Branch	1300 Pinehurst Drive, Spring Hill, FL 34606	View Lobby Hours
Sylacauga Branch	126 North Broadway Avenue, Sylacauga, AL 35150	View Lobby Hours
12500 Memorial Branch	12520 Memorial Dr, Houston, TX 77024	View Lobby Hours
Carrollwood Branch	11790 North Dale Mabry Highway, Tampa, FL 33618	View Lobby Hours
Dunnellon Branch	11392 North Williams Street, Dunnellon, FL 34432	View Lobby Hours
Andulusia Branch	1135 North Bypass / Dr Mlk Expressway, Andalusia, AL 36420	View Lobby Hours
Amory Branch	110-114 North Third Street, Amory, MS 38821	View Lobby Hours
Commerce Street Branch	107 Commerce Street, West Point, MS 39773	View Lobby Hours
New Hope Branch	10175 Hwy 431 So., New Hope, AL 35760	View Lobby Hours
San Antonio Office Branch	10003 North West Military Hwy, San Antonio, TX 78231	View Lobby Hours
23rd Street Remote Drive Thru Branch	2301 3rd Avenue North, Birmingham, AL 35203	View Lobby Hours
Lawson Ridge Hwy 72	4004 Lawson Ridge Drive, Madison, AL 35757	View Lobby Hours
Hernando/Hillsborough/pasco County M	1300 Pinehurst Drive, Spring Hill, FL 34606	View Lobby Hours
Fl Two Urban Center Branch	4890 W Kennedy Blvd Suite 160, Tampa, FL 33609	View Lobby Hours
Messenger Service Branch	25 South Links Avenue, Sarasota, FL 34236	View Lobby Hours
Messenger Service Branch	8522 Potter Park Drive, Sarasota, FL 34238	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More
NMLS ID: 3030	7.463%	7.375% 0.88 points $2,800 fees	$2,211	Learn More
NMLS ID: 1907		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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