Cadence Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Beckham Branch	1721 South Beckham, Tyler, TX 75701	View Lobby Hours
Alma Branch	17 Hwy 64 E, Alma, AR 72921	View Lobby Hours
Magee Branch	1671 Simpson, Highway 49, Magee, MS 39111	View Lobby Hours
Covington-South Branch	1624 Highway 51 South, Covington, TN 38019	View Lobby Hours
Somerville Branch	16225 Highway 64, Somerville, TN 38068	View Lobby Hours
Horn Lake Branch	1562 Goodman Road, Horn Lake, MS 38637	View Lobby Hours
Gateway Branch	15410 5th Street, Gulfport, MS 39503	View Lobby Hours
El Dorado North Branch	1510 North West Avenue, El Dorado, AR 71730	View Lobby Hours
Lakeland Branch	1501 Lakeland Drive, Jackson, MS 39216	View Lobby Hours
Humboldt Branch	1500 Main Street, Humboldt, TN 38343	View Lobby Hours
Bancorpsouth	150 E. Metro Boulevard, Flowood, MS 39232	View Lobby Hours
Canton Mart Road Branch	1451 Canton Mart Road, Jackson, MS 39211	View Lobby Hours
Bemis Branch	1434 South Highland Avenue, Jackson, TN 38301	View Lobby Hours
Petal Branch	143 Central Avenue West, Petal, MS 39465	View Lobby Hours
Pocahontas Branch	1411 Highway 67 South, Pocahontas, AR 72455	View Lobby Hours
Highland Park Branch	1411 Highland Avenue, Jackson, TN 38301	View Lobby Hours
Dresden Branch	139 North Poplar Street, Dresden, TN 38225	View Lobby Hours
Dutchtown Branch	13423 Highway 73, Prairieville, LA 70769	View Lobby Hours
Alto Branch	134 North Marcus Street, Alto, TX 75925	View Lobby Hours
Destin Main Branch	13331 Emerald Coast Parkway, Miramar Beach, FL 32550	View Lobby Hours
Cowan Pass Road Branch	1318 Pass Road, Gulfport, MS 39501	View Lobby Hours
Hazen Division Branch	131 North Chester Street, Hazen, AR 72064	View Lobby Hours
Guntersville Branch	1301 Gunter Avenue, Guntersville, AL 35976	View Lobby Hours
Tishomingo Branch	1284 Main Street, Tishomingo, MS 38873	View Lobby Hours
Perkins Road Branch	12716 Perkins Road, Baton Rouge, LA 70810	View Lobby Hours
127 Front Street Branch	127 Front Street, Iuka, MS 38852	View Lobby Hours
North Market Branch	1263 North Market Street, Shreveport, LA 71107	View Lobby Hours
Camden Main	123 Washington Street, Camden, AR 71701	View Lobby Hours
Clay Street Branch	1240 Highway 61 North, Vicksburg, MS 39183	View Lobby Hours
Fort Smith Main	1222 Rogers Avenue, Fort Smith, AR 72901	View Lobby Hours
Industrial Branch	1215 South Gloster Street, Tupelo, MS 38801	View Lobby Hours
Shakleford & Kanis Branch	1211 South Shackleford Road, Little Rock, AR 72211	View Lobby Hours
The Bank Of North Arkansas Branch	121 East Main Street, Melbourne, AR 72556	View Lobby Hours
Service Drive Branch	120 Service Drive, Brandon, MS 39042	View Lobby Hours
Lehmberg Branch	120 Lehmberg Road, Columbus, MS 39702	View Lobby Hours

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Reviews on Cadence Bank

reluctant customer | Nov 22, 2019

some of the policies and number of tellers vs. time of day are a disgrace.......beginning to wonder if the bank is in financial strain due to the "suits" casually walking around...... let me explain..... it took 40 min. of standing in line to approach the teller.(five people in front of me) She was pleasant to talk with and completed my mortgage transaction rather quickly. I asked her to cash a check from my personal bank (same bank that mortgage check was drawn from)....I was told she would have to get a approval code in order to cash it ! okay....so they will take a mortgage check that is much larger.....but not a personal check from the same account.....really ? ratings ?....hmmmm.....are there negative "stars" ?

JessicaNichole | Jun 5, 2019

Horrible Bank!!! No Customer Service skills what so ever, no empathy or compassion for the customer!!! They do not protect your money

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.541%	6.375% 0.75 points $5,600 fees	$1,997	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625% 1.00 points $4,141 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Cadence Bank - Nationwide Branches

Reviews on Cadence Bank

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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