Cadence Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Highway 45 Branch	U.S. Highway 45 South And West Broad Street, West Point, MS 39773	View Lobby Hours
Aberdeen Branch	East Commerce Street, Aberdeen, MS 39730	View Lobby Hours
The Woodlands Branch	9595 Six Pines Dr., Suite 1500, The Woodlands, TX 77380	View Lobby Hours
Downtown Houston	909 Fannin, Ste 1350, Houston, TX 77010	View Lobby Hours
Suncoast Bank Branch	8592 Potter Park Drive, Sarasota, FL 34238	View Lobby Hours
Starkville Crossing Branch	818 Highway 12 West, Starkville, MS 39759	View Lobby Hours
Albertville Branch	8031 Us Hwy 431, Albertville, AL 35950	View Lobby Hours
Columbus Branch	803 Main Street, Columbus, MS 39701	View Lobby Hours
Germantown Branch	7878 Farmington Blvd, Germantown, TN 38138	View Lobby Hours
Monroeville Branch	780 South Alabama Avenue, Monroeville, AL 36460	View Lobby Hours
Blountsville Branch	69156 Main Street, Blountsville, AL 35031	View Lobby Hours
Montgomery Branch	6836 Atlanta Highway, Montgomery, AL 36117	View Lobby Hours
Highway 119 Hoover	6801 Cahaba Valley Road, Suite 119, Birmingham, AL 35242	View Lobby Hours
Medical Center Branch	6400 Fannin St, Ste 222, Houston, TX 77030	View Lobby Hours
Tanglewood Branch	6330 San Felipe St, Houston, TX 77057	View Lobby Hours
Oneonta Branch	608 Second Avenue East, Oneonta, AL 35121	View Lobby Hours
Crescent Center Branch	6075 Poplar Avenue, Suite 120, Memphis, TN 38119	View Lobby Hours
University Branch	606 Highway 12 East, Starkville, MS 39759	View Lobby Hours
Hartselle Branch	600 Main Street West, Hartselle, AL 35640	View Lobby Hours
Poplar/Mendenhall Branch	591 South Mendenhall, Memphis, TN 38117	View Lobby Hours
West University Branch	5815 Kirby Drive, Houston, TX 77005	View Lobby Hours
Champions Forest	5548 Fm 1960 Road West, Houston, TX 77069	View Lobby Hours
Philadelphia Main Branch	535 East Main Street, Philadelphia, MS 39350	View Lobby Hours
17th Street Branch	5292 17th Street, Sarasota, FL 34235	View Lobby Hours
Sun City Branch	4842 Sun City Center Boulevard, Sun City Center, FL 33573	View Lobby Hours
Falkville Branch	4662 U.S. Highway 31 Sw, Falkville, AL 35622	View Lobby Hours
Sugar Land Branch	4647 Sweetwater Blvd., Ste A, Sugar Land, TX 77479	View Lobby Hours
Trinity Branch	4010 Little Road, New Port Richey, FL 34655	View Lobby Hours
Beverly Hills Branch	3860 North Lecanto Hwy, Beverly Hills, FL 34465	View Lobby Hours
Highland Village Branch	3754 Westheimer Rd, Houston, TX 77027	View Lobby Hours
Palm Harbor Office	36301 Us Highway 19 North, Palm Harbor, FL 34684	View Lobby Hours
Bluecutt Branch	3601 Bluecutt Road, Columbus, MS 39701	View Lobby Hours
Childersburg Branch	33327 Highway 280, Childersburg, AL 35044	View Lobby Hours
Rainbow City Branch	3201 Rainbow Drive, Rainbow City, AL 35906	View Lobby Hours
Huntsville Branch	312 Clinton Avenue West, Huntsville, AL 35801	View Lobby Hours

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Reviews on Cadence Bank

reluctant customer | Nov 22, 2019

some of the policies and number of tellers vs. time of day are a disgrace.......beginning to wonder if the bank is in financial strain due to the "suits" casually walking around...... let me explain..... it took 40 min. of standing in line to approach the teller.(five people in front of me) She was pleasant to talk with and completed my mortgage transaction rather quickly. I asked her to cash a check from my personal bank (same bank that mortgage check was drawn from)....I was told she would have to get a approval code in order to cash it ! okay....so they will take a mortgage check that is much larger.....but not a personal check from the same account.....really ? ratings ?....hmmmm.....are there negative "stars" ?

JessicaNichole | Jun 5, 2019

Horrible Bank!!! No Customer Service skills what so ever, no empathy or compassion for the customer!!! They do not protect your money

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.541%	6.375% 0.75 points $5,600 fees	$1,997	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625% 1.00 points $4,141 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Cadence Bank - Nationwide Branches

Reviews on Cadence Bank

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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