Bank of New Jersey - Nationwide Branches
| Branch | Address | View Lobby Hours |
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West Street Office
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458 West Street, Fort Lee, NJ 7024 |
View Lobby Hours
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Hackensack Branch
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401 Hackensack Avenue, Hackensack, NJ 7601 |
View Lobby Hours
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Harrington Park Branch
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4 Park Street, Harrington Park, NJ 7640 |
View Lobby Hours
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Cliffside Park Branch
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354 Palisade Avenue, Cliffside Park, NJ 7010 |
View Lobby Hours
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Haworth Branch
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320 Haworth Avenue, Haworth, NJ 7641 |
View Lobby Hours
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Main Street Branch
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204 Main St, Fort Lee, NJ 7024 |
View Lobby Hours
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Bank Of New Jersey
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1365 Palisade Avenue, Fort Lee, NJ 7024 |
View Lobby Hours
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Englewood Branch
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104 Grand Avenue, Englewood, NJ 7631 |
View Lobby Hours
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Woodcliff Lake Branch
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585 Chestnut Ridge Road, Woodcliff Lake, NJ 7677 |
View Lobby Hours
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Featured - 30 Year Fixed Mortgage Rates 2025
NMLS ID: 1835285
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6.482%
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6.375%
0.63 points
$3,600 fees
|
$1,997
|
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NMLS ID: 2059741
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6.685%
|
6.624%
0.63 points
$2,032 fees
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$2,049
|
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NMLS ID: 1025894
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6.831%
|
6.750%
0.63 points
$2,658 fees
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$2,076
|
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NMLS ID: 401822
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6.908%
|
6.750%
1.00 points
$5,195 fees
|
$2,076
|
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Featured - Home Equity Line Of Credit Rates 2025
Third Federal Savings and Loan
See Table
|
Intro APR
6.990 %
After Intro:
6.990 %
|
$0
|
Learn More
More Info
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Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
- Third Federal rate are typically 20% lower than other leaders
- Guaranteed Lowest Rate
- No closing costs, prepayment penalties, or minimum draw requirements
- 10 year draw period
|
Achieve Loans
See Table
|
Intro APR
9.000 %
After Intro:
9.000 %
|
$0
|
Learn More
More Info
|
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details.
- Competitive rates, Pre-qualify in minutes
- Mortgage Advisors standing by to help find the best solution
- Flexible terms with fast funding
- Minimum credit score: 640
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