Athens Federal Community Bank National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Athens Branch	835 South Congress Parkway, Athens, TN 37303	View Lobby Hours
Sweetwater Hwy 68 Branch	761 New Highway 68, Sweetwater, TN 37874	View Lobby Hours
Lenoir City Branch	705 East Broadway, Lenoir City, TN 37771	View Lobby Hours
Madisonville Branch	215 Warren Street, Madisonville, TN 37354	View Lobby Hours
25th Street Branch	950 25th Street Nw, Cleveland, TN 37311	View Lobby Hours
Etowah Branch	523 Tennessee Avenue, Etowah, TN 37331	View Lobby Hours
Madisonville Branch	4785 New Highway 68, Madisonville, TN 37354	View Lobby Hours
Ocoee Street Branch	3855 Ocoee St N Ste 100, Cleveland, TN 37312	View Lobby Hours
Decatur Pike Branch	1103 Decatur Pike, Athens, TN 37303	View Lobby Hours
Athens Federal Community Bank Nation	106 Washington Avenue Nw, Athens, TN 37303	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	6.644%	6.500% 0.88 points $4,795 fees	$2,023	Learn More
NMLS ID: 3030	7.350%	7.250% 1.00 points $3,200 fees	$2,183	Learn More
NMLS ID: Not a Lender		points fees		Learn More
NMLS ID: 491986		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.45% - 10.95*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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