American National Bank of Minnesota - Nationwide Branches

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Branch	Address	View Lobby Hours
Fergus Falls Branch	727 Western Avenue North, Fergus Falls, MN 56537	View Lobby Hours
Alexandria Branch	512 30th Avenue East, Alexandria, MN 56308	View Lobby Hours
St. Cloud Branch	3210 West Division Street, St. Cloud, MN 56301	View Lobby Hours
Pequot Lakes Branch	31279 Brunes Street, Pequot Lakes, MN 56472	View Lobby Hours
American National Bank Of Minnesota	2000 Woida Road North, Baxter, MN 56425	View Lobby Hours
Brainerd Branch	1920 South Sixth Street, Brainerd, MN 56401	View Lobby Hours
Detroit Lakes Branch	1325 Highway 10 West, Detroit Lakes, MN 56501	View Lobby Hours
Walker Branch	100 Highland Avenue Northwest, Walker, MN 56484	View Lobby Hours
Elk River Branch	17267 Yale St Nw, Elk River, MN 55330	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.728%	6.625% 0.88 points $3,398 fees	$2,049	Learn More
NMLS ID: 401822	6.782%	6.625% 1.00 points $5,195 fees	$2,049	Learn More
NMLS ID: 3030	7.602%	7.500% 1.00 points $3,200 fees	$2,238	Learn More
NMLS ID: 1907		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 8.750 % After Intro: 8.750 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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