Adirondack Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Holland Patent Branch	9576 Main Street, Holland Patent, NY 13354	View Lobby Hours
Sylvan Beach Branch	808 Main Street, Po Box 700, Sylvan Beach, NY 13157	View Lobby Hours
Charlotte Street Branch	804 Charlotte Street, Utica, NY 13501	View Lobby Hours
Saranac Branch	67 Main Street, Saranac Lake, NY 12983	View Lobby Hours
Plattsburgh Branch	448 Route 3, Plattsburgh, NY 12901	View Lobby Hours
Little Falls Branch	500 East Main Street, Little Falls, NY 13365	View Lobby Hours
Cold Brook Plaza East Branch	38 Hadjis Way, Lake Placid, NY 12946	View Lobby Hours
Ilion Branch	296 W. Main Street, Ilion, NY 13357	View Lobby Hours
Mohawk Branch	29 West Main Street, Mohawk, NY 13407	View Lobby Hours
Utica Branch	2817 Genesee Street, Utica, NY 13501	View Lobby Hours
Herkimer Branch	214 North Washington Street, Herkimer, NY 13350	View Lobby Hours
Rome Branch	1709 Black River Boulevard, Rome, NY 13440	View Lobby Hours
Adirondack Bank	185 Genesee Street, Utica, NY 13501	View Lobby Hours
Church Street Extension Branch	139 Church Street, Saranac Lake, NY 12983	View Lobby Hours
Oriskany Boulevard Branch	136 Oriskany Boulevard, Whitesboro, NY 13492	View Lobby Hours
Boonville Branch	13150 State Route 12, Boonville, NY 13309	View Lobby Hours
Old Forge Branch	108 Codling Street, Old Forge, NY 13420	View Lobby Hours
New Hartford Branch	4697 Commercial Drive, New Hartford, NY 13413	View Lobby Hours

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Reviews on Adirondack Bank

Ed | Jan 5, 2018

BEWARE of their Home Equity Loan practices. Towards the end of the process, after you've complied with all their requests and are on the hook for lots of fees if you cancel, they demand that all of your credit card accounts be closed. AND even the ones their funds are not going to will be closed! A Home Equity Loan from Adirondack Bank will leave you without a single credit card! Try operating a business or a life without a credit card!

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.863%	6.750% 1.00 points $3,705 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.879%	6.750% 1.00 points $4,432 fees	$2,076	Learn More
NMLS ID: 3030	7.325%	7.250% 0.75 points $2,400 fees	$2,183	Learn More
NMLS ID: 3029		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

Adirondack Bank - Nationwide Branches

Reviews on Adirondack Bank

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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