3-Year Auto Loan Rates – New Jersey

Find the best New Jersey 3-Year Auto Loan rates and car loan rates with a loan amount of $25,000. Compare payment and rate to find the best car loan for your vehicle in New Jersey. Click on the lender links below for more information about each offer.

New Jersey 3-Year Auto Loan

April 4, 2025 Average Rate: 6.20%

Lender APR (%)? Monthly Payment
Pentagon Credit Union
Updated 06/25/2020
Restrictions
2.14% $717.59
Affinity Credit Union
Updated 08/27/2019
Restrictions
2.49% $721.42
Merck Employees Credit Union
Updated 08/27/2019
Restrictions
2.75% $724.28
Navy Federal Credit Union Credit Union
Updated 01/30/2023
Restrictions
2.99% $726.92
Melrose Credit Union
Updated 08/27/2019
Restrictions
2.99% $726.92
State Employees Cu Of Maryland, Inc Credit Union
Updated 01/17/2020
Restrictions
2.99% $726.92
Virginia Credit Union, Inc., Credit Union
Updated 06/03/2019
Restrictions
2.99% $726.92
Eastman Credit Union
Updated 09/02/2019
Restrictions
3.30% $730.34
Lakeland Bank
Updated 08/23/2019
3.50% $732.55
Capital One, National Association
Updated 04/16/2020
4.76% $746.58
Pnc Bank, National Association
Updated 10/04/2022
5.34% $753.09
Wilmington Savings Fund Society, Fsb
Updated 10/17/2022
5.49% $754.78
United Nations Credit Union
Updated 09/13/2019
Restrictions
5.50% $754.90
Jovia Financial Credit Union
Updated 02/28/2023
Restrictions
5.79% $758.17
Parke Bank
Updated 08/19/2019
6.75% $769.07
Unity Bank
Updated 12/28/2022
7.50% $777.66

Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

Rates provided by BestCashCow are based on loan amount of $25,000 and a variety of factors including credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.

New Auto Loans - Rates are based on a $25,000 loan in New Jersey for a purchase transaction of a new vehicle. Discounts indicate the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates are subject to change without notice.


>