Articles

Not everyone needs to pay points, or should they. At the same time paying points should not outright be thrown out the window either. One needs to crunch the numbers to come up with the right answer. Happy Investing

Hi there, here is a brief article on investing and learning to invest. You may be surprised to find the best too is watching TV. Now you have to figure what to watch.

Here is a strategy you may have heard of: bond swaps. There are a number of reasons to do a swap, and here are some of them.

Here is a basic article on bonds, how they relate to our everyday lives and what to consider when you are investing in them.

Stocks slip and treasuries gain back some of their losses for the year. It still seems to be premature to declare the recession is over, however you cannot deny the good economic data that has come out this week.

Rates on Certificate of Deposits ended their winning streak of the last three weeks with 3 year CD rates declining 1 basis point and 5 year CD rates declining 5 basis points. That's the largest drop we've seen in the 5-year CD rates since August. The 1-year rate rose 1 basis point. Let's hope this is a just a one-week decline and that next week rates will move up again.

Here is another look at bond funds and some things to be aware of, such as turnover rate. Mutual funds whose portfolio is turned over frequently often are just one big tax nightmare for the funds investors.

Hi there, here is a lengthy series on investing for retirement. I will not get into specific stocks, bonds, or mutual funds, though I will talk about them. Take a look and you may be able to save yourself some stress and heartache in the future.

Stock screeners are important to you if you want your portfolio to be based on science and not guesswork or recommendations. Recommendations can be self-serving, and also based upon the current buzz - hot today and stone cold tomorrow. Stock screening makes selecting investments easier and more secure than traditional methods by ensuring that your choices meet your predetermined performance qualifiers.

If you are someone who is tired of losing money on the stock market or you are still in search for that perfect stock that is going to produce the results that you want, you`ll be happy to know that there is a way. That way is through monitoring the trend lines.

Here is a look at a trend that has been making waves with real estate professionals. Should there be a difference in value between a bank owned home and a non foreclosed property?

This morning's disappointing jobless claims number hints that the jig is up and the economy's set for another dip. There is no way to put a rosy spin on this morning's news that new claims for jobless benefits increased. Initial claims jumped up by 36,000 to 482,000 for last week (the week through Jan 16th).

After a nine month historical run up to the tune of 70% plus gains in the stock market. Let's look at seven reasons why I think the next sustained market move will be down: Home building, Debt, Commercial real estate, adjustable rate mortgages, Unemployment, Market sentiment & Corporate profits

Here is another look at the B word, bankruptcy, and how your lender treats it. If you have gone through a BK recently or are considering it, you may want to take a look at this.

Ever wonder about our government lending practices as it relates to worldwide debt? Here is a look at our countries debt along with a bit of speculation on what might happen it we get a downgrade.