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These days, the returns available for cash and short term CD investments are so low, many are just giving up on seeking higher rates and writing cash off as a lost investment. But, there are other options.

Is the world economy gaining strength? Probably. Is the world hesitant on the US dollar? Probably. Is there something that benefits from both scenarios? Yes. Silver. Known as the poor man's gold and often relegated to the "lesser" title, silver is breaking out.

Bank of Internet offers competitive CD, checking and savings account rates. However, their format may not be right for everyone.

Ally is offering a 0.50% APY on balances $14,999 and under and a 1.05% APY for balances $15,000 and over. However, you should closely look at your spending habits and deposit amounts before committing to any bank offer.

The free Schwab Bank High Yield Investor Checking account has no minimum balance requirements and comes with many perks, including a free brokerage account.

ING Direct's Electric Orange checking account is not only a truly free checking account with no fees (including no overdraft protection fees) and no minimum balance requirements, it also pays you interest. Additionally, the bank is currently offering a $50 bonus for opening an account.

Global chemical and industrial giant DuPont (DD) still has plenty of room to grow. The company sits on a 3.3% dividend yield and a 14 times PE. What's more, it has a dividend history bar none.

There are some good news in the mortgage industry. Let's hope it keeps up!

If you don't have a single direct deposit of $500 or more each month, Chase’s free checking account may no longer be free for you beginning February 8, 2011.

With the festive season here, economic data looking somewhat perkier and some people even lucky enough to get Christmas bonuses it makes sense that a part of your extra cash gets diverted into some high-yielding dividend stocks. Especially if you want a Christmas gift which keeps on giving.

Find out about the rewards that the Citi/AAdvantage card has to offer.

General Motors re-agreed to terms with America's only palladium and platinum producing company after about two years post bankruptcy. Resulting in a second recent stimulus for Stillwater Mining and domestic palladium.

Palladium now has a new vehicle for demand. We have seen ETFs arise and education grow for this lesser known precious metal, but now coin collectors may have a new US palladium coin to collect. The American Eagle Palladium Bullion Coin Act passed through the House of Representatives on September 29, 2010 and the Senate on November 30, 2010. All that stands in the way of Act H.R 6166 becoming reality is the ‘John Hancock’ of President Barack Obama.

Are you looking for a second home for your retirement? Here are a few considerations to keep in mind.

Being an avid saver has its advantages and disadvantages. One of the advantages is that I have money for a rainy day. One large disadvantage is that I am able to notice the recent decline in interest rates. Everyone is excited that mortgage rates are fantastically low, but what is often overlooked is the fact that the decrease in bank revenue is passed to the consumers.