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Banks Offer Existing Customers More Than Monetary Bonuses

Does the honeymoon have to end after the promotional rates for new accounts end? Not always. Many banks, like Bank of America, offer more benefits - just for being a customer.

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OneWest Bank offers 2.55% APY on 5-Year CD

If you are looking for a long-term place to safely store some of your nest egg, you can open this high APY CD account online. Although this CD is offered by Southern California's largest retail banking institution, you don't have to live in Southern California to get in on this deal.

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Home Depot Treats Do-It-Yourselfers to a Nice Dividend

Home Depot offers a nice dividend and is well positioned for future growth. It's one of the best retail dividend stocks out there.

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SalemFivedirect Offers 1.25% Savings Rate and 0.55% Checking Rate Image Image courtesy of hywards at FreeDigitalPhotos.net

SalemFivedirect Offers 1.25% Savings Rate and 0.55% Checking Rate

These online-only accounts have no monthly fees, no minimum balance requirements, and deposits up to $1,000,000 earn this competitive interest rate. There is, however, some (small) fine print to be aware of.

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Wish You Could Join a Credit Union? If You Live in MA or NH, Now You Can Image Image courtesy of franky242 at FreeDigitalPhotos.net

Wish You Could Join a Credit Union? If You Live in MA or NH, Now You Can

Now residents of Massachusetts and New Hampshire can be part of a credit union merely by living in that state, or by working for a company that is based in Massachusetts. Best of all, this particular credit union offers a checking account that allows you to earn up to 2.75% APY on your deposit.

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With Mortgage Rates Down, Loan Applications Surge Image loansafe.org

With Mortgage Rates Down, Loan Applications Surge

Low mortgage rates almost always lead to more mortgage loan applications. Are you going to take advantage of some of the lowest rates of the year?

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Tired of Rising Gas Prices?  Fight Back with A Good Gas Reward Card Image LinkedIn

Tired of Rising Gas Prices? Fight Back with A Good Gas Reward Card

The Discover Open Road card offers up to $50 caskback for gas fill-ups with no annual fee and several other nice perks. However, if you don’t routinely pay off your balance in full each month, you should use caution before you use this card as a savings tool.

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Mortgage Rates Down for Sixth Consecutive Week

With mortgage rates down and the debt ceiling vote coming up in August, right now may be the best time to get your mortgage loan before they go up too much.

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Would A "Shopping Sheet" Help When Buying A Home? Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Would A "Shopping Sheet" Help When Buying A Home?

Many potential home buyers say they are confused by mortgage papers given to them by lenders and banks when they apply for a mortgage loan. The federal government is hoping to reduce the amount of confusion with new "shopping sheets."

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Webster Bank Offers Up to $100 Bonus for New Accounts Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Webster Bank Offers Up to $100 Bonus for New Accounts

Webster Bank is offering tiered cash bonuses for new accounts in NY, MA, RI and CT, but this offer is only good until 7/11/11. It's a great deal, if you already have certain banking practices in place.

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Meredith Whitney Warns Tough Times Ahead for Municipal Bonds

Meredith Whitney, the analyst whose claim to fame is predicting the financial crisis of 2008 is back warning about the municipal bond market. Should investors be concerned?

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People's Bank and Trust of Pickett County Offering 1.90% APY 12-Month CD

People's Bank and Trust of Pickett County Offering is offering a 1.90% APY 12-Month CD. That's one of the most competitive 12-month cd rates for any bank in the country.

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The circumstances of Dominique Strauss-Kahn's arrest in New York on May 14 are so incredulous and would be so easy to put in place by an adversary that it is quite possible that he was set-up.

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Why Buy Bonds These Days? Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Why Buy Bonds These Days?

While bond rates stay in the low 3% range why invest when blue chip stocks with upside are offering higher dividend yields?

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BestCashCow Research: Banks That Offer High Rates As Stable Or More Stable Than Their Peers

One question I frequently get asked when discussing bank rates is whether higher rates are usually offered by distressed banks. The thinking goes that distressed banks need to hang on to deposit dollars in order to maintain their... Read →