Articles

The Texas Ratio helps assess the health of a bank. It compares the amount of loan risk a bank has by the amount of reserves and capital a bank has at its disposal to cover those losses.

Knowing about the points that are a part of the mortgage loan process is essential so you can make an educated decision. Here is a brief discussion of the basic types of points and what they can mean for you.

Adjustable rate mortgages have gotten a bad reputation in recent years. But they really have some great benefits for the buyer.

Former Fed Chairman Alan Greenspan said that a Greece debt default is "almost certain", something that very well could push the stumbling US economy back into recession.

First quarter 2011 financial data from the FDIC has been released and we've gone through and crunched the numbers to give you an idea of what is happening to the U.S. banking system.

Learning from our parents is a great way to avoid making costly mistakes that they may have made in their past. As Father's Day quickly approaches, could you use some mortgage advice from good ol' dad?

People go into debt for several reasons, but poor money management is the source of many financial woes. Here's how you can stop and reverse the cycle of debt.

Fiscal responsibility is a lesson best learned early. Here are some great options to consider for youth savings, checking, and prepaid cards.

To help celebrate the re-launch of the redesigned BestCashCow, we're giving away an iPad 2. Here's how you can be automatically entered to win.

ETFs have been one of the recent and most successful financial engineering innovations, attracting a lot of investors and funds within a span of a few years. Here are some advantages and disadvantages of bond ETFs.

Student loans may not have the negative impact on getting a mortgage loan than you might think. But there are some things to keep in mind before applying for a mortgage.

Owning a home is one of the greatest investments and feelings you will ever experience. But, new homeowners need to be prepared for the various costs so the experience is an exciting one instead of an overwhelming one.

Buying a foreclosure is a good way to get a great bargain on a home. And despite what anyone says, it is safe to buy a foreclosed property…as long as you follow the correct procedures.

We all know that FICO scores determine interest rates for credit. Here's how your score is determined, and what you can do to raise it.

Treasury bonds are probably not a safe place to hang out with the Fed poised to end quantitative easing. Investors might be better served to look at corporate bonds.