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A Brief Guide about Escrow

The term "escrow" is used a lot in the mortgage industry. Here is a brief description of what it is and how it works.

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More Homeowners Choosing Short Sales over Foreclosure

Short sales are becoming more and more popular in today's housing market. Is there a reason for the surge in popularity?

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Are Foreclosures Causing Health Problems?

Foreclosures are running rampant in today’s housing market. But are they causing more than just financial problems for people?

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Many Current Home Sales are Foreclosed Properties

Foreclosed homes make up a big chunk of current home sales. So what exactly is going on in the housing market these days?

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What is Life Like after a Foreclosure?

Going through a foreclosure is a difficult process. But what exactly can one expect on the other side of it?

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Four Common Mistakes Homeowners Make When Refinancing Mortgages

Are you thinking about refinancing? If so, know the common mistakes that people make so you can avoid them.

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Four Smart Tips for Paying Off Your Mortgage Early

Paying down your mortgage early is ideal for saving money in the long-term. But what are some smart ways to do that?

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Google Acquisition of Motorola Mobility May Rank as One of Worst of All-Time

As a Google shareholder, I was concerned when the company decided earlier in the year to let Sergei Brin and Larry Page run the show. While Eric Schmidt's tenure needed to end, it seemed improbable that multi-billionaires could take the time to give new direction and leadership to a company that they had founded but which had grown into new industries quickly and needed new energy. The Motorola Mobility acquisition shows complete lack of energy and innovation, and may very well completely undermine Google's wireless efforts.

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Small Community Banks Unhappy with New Mortgage Regulations

New banking regulations have been implemented for approving mortgage loans, but are they actually helping?

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Citibank and Chase Going Ga-Ga with Airline Frequent Flier Miles to Extend Credit to Consumers

Less than a year ago many US consumer finance pundits like Suzie Orman and Dave Ramsey were suggesting that your opportunity to get free airline miles for opening a credit card would be ending soon. These pundits believed that banks that were giving out 25,000 miles for opening a credit card were spending much more than they could afford for the pleasure of giving consumers unsecured credit. It seemed the perks were a last vestige of the credit bubble waiting to be eliminated or at least cut back dramatically. They were not.

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Mortgage rates continue to fall. The number of homeowners who want to refinance continues to increase. Will this help the economy get out of its slump?

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Income Generating Investments - Comparison Chart

The chart below provides a quick comparison of several different asset classes that produce income for investors. It includes assets deemed to be almost totally safe, such as FDIC-insured savings and CD accounts and U.S. Treasury... Read →

Major US and European Telecom Carriers Finally Offer Compelling Valuations and High Dividend Yields

With dividends ranging from 6 to 11%, one telecom industry observer is buying the major telecom carriers for the first time in 15 years.

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Mortgage-Paying Habits are Improving, but Ever So Slightly

Mortgage delinquencies are beginning to drop, but where has the most improvement occurred?

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What are Americans Saying about Scrapping the Mortgage Deduction?

The mortgage tax deduction has been around for decades. But will it be around much longer?

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