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Mortgage Help for the Unemployed Approved by the US Housing Department Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Mortgage Help for the Unemployed Approved by the US Housing Department

The Emergency Homeowners' Loan Program provides $1 billion for unemployed homeowners. But is the program a success?

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Navigating Banking Offers in an Increasingly Complex Marketplace: Do You Choose a Cash Bonus, Miles or Merchandise?

It is hard to weigh the pros and cons of choosing cash bonuses over merchandise or airline rewards for deposit accounts, especially since interest rates on the deposits themselves have been so low in this economy. Which is a better deal? That depends on one thing - you.

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Have Excellent Credit? The Capital One Cash Credit Card Gives You Excellent Cash Back Bonuses with No Annual Fee Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Have Excellent Credit? The Capital One Cash Credit Card Gives You Excellent Cash Back Bonuses with No Annual Fee

: It can be disheartening to see bank fees skyrocket; but if you have excellent credit, you do not have to give up your hard-earned cash in fees in order to spend your cash. The Capital One Cash Credit Card not only has no annual fee, it gives you 1% cash back plus extra cash bonuses.

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Bank of America Customers Will Soon Pay for Using Debit Cards Image Image courtesy of pakorn at FreeDigitalPhotos.net

Bank of America Customers Will Soon Pay for Using Debit Cards

If you use your Bank of America debit card to pay for things directly out of your checking account, you will soon be charged $5 a month ($60 a year) for the privilege. However, you don’t have to close your BofA account if you want to continue using a debit card without a fee. It just takes a little creativity.

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Is the Mortgage Tax Deduction Still Relevant? Image Image courtesy of fantasista at FreeDigitalPhotos.net

Is the Mortgage Tax Deduction Still Relevant?

The mortgage interest rate deduction is a financial benefit for millions of American homeowners. But could there be an end to that deduction soon?

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Four Strategies for the Home Seller Where the Appraisal Comes In Below the Offer Image Image courtesy of stockimages at FreeDigitalPhotos.net

Four Strategies for the Home Seller Where the Appraisal Comes In Below the Offer

With so many homes dropping in value in recent years, many home sellers are getting “sticker shock” when they get their appraisal. What do you do if your home appraises for much less than what you expected?

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Four Ways to Get a Good Deal on Your Home Purchase Image Image courtesy of phanlop88 at FreeDigitalPhotos.net

Four Ways to Get a Good Deal on Your Home Purchase

Have you been searching for a home but you are not exactly sure what a fair price is to pay? With these suggestions and tips, you can be certain that you are not overpaying.

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Microsoft announced today that it was boosting its dividend by 20 cents per share, or 25%. Its new dividend will be 80 cents per share, payable quarterly.

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California and Florida Hit Hard in Underwater Mortgages, Arizona and Nevada Hit Still Harder Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

California and Florida Hit Hard in Underwater Mortgages, Arizona and Nevada Hit Still Harder

California and Florida each have about 2 million underwater mortgages, and together account for more than a third of the underwater mortgages nationwide. But, Nevada and Arizona have a much greater percentage of mortgaged properties that are underwater.

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Is it Moral to Walk Away from Your Mortgage? Image Image courtesy of renjith krishnan at FreeDigitalPhotos.net

Is it Moral to Walk Away from Your Mortgage?

Many troubled homeowners feel guilty about walking away from their mortgages. Is walking away the moral thing to do?

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Four Tips for First-Time Home Buyers Image Image courtesy of jannoon028 at FreeDigitalPhotos.net

Four Tips for First-Time Home Buyers

Buying your first home can be one of the best or one of the worst experiences of your lifetime. Make sure you do it right.

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First Priority Bank Offering 1.5% APY Savings Account Guaranteed Through September Image Image courtesy of kibsri at FreeDigitalPhotos.net

First Priority Bank Offering 1.5% APY Savings Account Guaranteed Through September

First Priority Bank if offering a 1.50% APY savings account rate that is guaranteed through September 30, 2011.

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Four Questions That Your Mortgage Lender Will Ask Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Four Questions That Your Mortgage Lender Will Ask

Meeting with a mortgage lender may seem like an intimidating process. But if you know some of the questions they are going to ask, you can be prepared and less intimidated.

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What are Some Pros and Cons of Buying an Older Home?

Are you trying to make a decision between buying a newly built home and a home that was built several decades ago? Here are some advantages disadvantages of older homes to help you make your decision.

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Mortgage Rates Fall to Record Lows - Could Stay Low for Some Time

Mortgage rates fell to record lows this week, with the 30 year fixed rate mortgage approaching 4%.

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