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When you are applying for a loan, a mortgage lender can ask you about almost anything related to your finances. But there are a few questions they may try to ask that you simply don't need to answer.

Chevron has increased annual dividend to shareholders every year for the last 25 years with dividend growth likely to continue in the years to come.

With the attention of many focused on Europe, another threat to economic stability is beginning to take shape in the political battle over the impending Fiscal Cliff.

Large, nationally known banks may first come to mind when you’re applying for a mortgage, but you should not over look the advantages that smaller, community, banks may offer you.

Do you actually benefit financially from renting or buying a home? A new study may shed some light on that topic.

As Europe's refusal to implement long term solutions to its fiscal crisis continues and U.S. economic data remains weak, speculation is growing that the Federal Reserve will initiate QE3.

You have made the big decision - its time to buy! However, unless you’re going to be paying cash for that house, condo or co-op, you'll need to take out a mortgage to cover the difference between your down payment and the cost of the property. But before you go house hunting, you should take some steps that can help make the process, including obtaining a mortgage at the best possible interest rate, go as smoothly as possible.

Paying off your mortgage as early as possible may offer peace of mind, but is it always the best financial move?

With a dearth of positive economic data available, both current and in the long term, it is looking increasingly likely that U.S. interest rates will continue their plunge toward zero.

A number of factors are taken into account when banks and credit unions set the interest rates they pay on Certificates of Deposit (CDs). These include the length of the CD's guarantee period, the need to attract depositor's funds, short and long term economic forecasts and what the competition is offering.

Microsoft has an ever-growing stash of cash and short term investments totaling over $60 Billion, but still has a long way to go before catching up to competitors like Apple and Google in the mobile, online, and consumer markets.

Europe's appalling lack of political will leads to the continued bungling of their debt crisis as Spain's financial system is feared to be at the point of collapse. This may result in US interest rates getting still closer to zero.

When applying for a credit card, it is important to understand how the interest rate, which is usually charged each month on your unpaid balance, is determined. This can help you to save money by choosing the credit card with the lowest interest rate as well as avoiding surprises when you get your monthly statement.

With a market capitalization of $71B, a Beta of 0.54, and a dividend yield of 3%, Kraft Foods Inc. deserves a place in the portfolio of a conservative investor looking for the preservation of capital and solid dividend payments.

Have you ever heard about designing your own mortgage terms? Some lenders are moving toward this idea to accommodate this growing trend among home buyers and refinancers.