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Online banks and small community banks have the best savings and CD rates, yet savers are putting more and more money into low rate big banks. BestCastCashCow analysis shows that that consumers across the country, and especially in states like AZ and CA can earn more just by switching their deposit dollars to a smaller, community based bank, or an online bank.

Average CD rates continue to drop while average online savings remain firm. Top nationally available rate is 1.85% APY. Rate outlook is still for gradual decline in rates until 2014.

Belmont Savings Bank has broken ranks with the majority of banks and increased the rate of its PlatinumBlue Savings account from 1.10% APY to 1.15% APY. That's one of the best savings rates in the country.

Top Savings and CD Rates, the Difficulty Forecasting Rates, Saving Accounts vs. CDs

Small business banking is on the decline. Given the importance of that sector, there will not be a full recovery of our economy until sufficient capital flow to small businesses is reestablished.

Savings and CD rate projections, how to maximize your cash return, and key factors for savers and investors to watch in 2013.

The Durbin Amendment, part of the Dodd-Frank Act, was intended to help save consumers money and stimulate the economy by reducing what credit card companies could charge retailers for interchange fees applied when debit or credit cards were used in purchases. Did it work?

A recent surge in settlements against credit card issuers that will result in hundreds of millions of dollars being returned to consumers has brought the new Consumer Finance Protection Bureau into the public eye. This development is a strong, positive sign that the government is serious about restoring consumer confidence in our finance system by protecting consumers.

BestCashCow has created a bank loan profile for every FDIC insured bank in the United States. The Bank Loan Profile provides a quick snapshot of the types of loans a bank has made in the past and kept on its balance sheet. It then compares this profile to other banks in the same state to get an idea of how a bank's lending compares to its peers.

Average 5-year CD rate dips to 1.165% APY, online savings average rate at .731% APY. Fed sets targets for interest rates. Black swan, part I.

The conventional wisdom regarding Bank of America's decision to delay the imposition of fees on checking account holders who do not maintain a minimum balance has been that they were fearful of a consumer backlash similar to the one they experienced last year. It is not that simple.

Is the housing market in a definite upswing nationally? If you have held off buying a home, is now the time to act before prices go much higher?

Savings and CD rates continue to drift lower. Is it better to open an online savings account or a 3 year CD? Interest rate forecast redux.

Third quarter 2012 data reported to the National Credit Union Administration (NCUA) shows that credit union membership increased by 742,847 individuals to 93.9 million members.

Savings and CD rates continue to drop, except for online savings and money market accounts. The economy continues to trudge along. The online savings account and CD spread continues to widen, making a good case for opening online savings and money market accounts.