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Even though Singapore's KrisFlyer program is an outstanding way to redeem Chase points, it still makes sense to transfer Chase Ultimate Rewards points to United under certain circumstances.

Lucky savers in Ohio will be able to open a 12-month CD from Home Savings that pays 3.00% APY. This is easily the best 12-month CD rate available in the country.

Cardholders who accrue points in these programs should try to keep them there until they know exactly how they will redeem them.

Unless you are a frequent traveler to London, it is time to discontinue your use of the Club Carlson Visa Signature Card from US Bank.

As 10 year bond yields have gone from 1.80% to 2.15% over the last month, Janet Yellen, Bill Gross, Jeffrey Gundlach, Scott Mather and many others have made statements indicating that the bond bubble may finally be ready to burst. It is time to get serious about the potential consequences of the bond bubble bursting.

Singapore Airlines KrisFlyer is now the only airline frequent flier program allowing you to transfer Chase Ultimate Rewards points, Citibank Thank You points and American Express Membership Rewards points on a 1-to-1 basis. In many cases, more value can be extracted through KrisFlyer than through virtually any other transfer opportunity.

Early termination fees of only 6 months simple interest on the 5 year CDs offered by Barclays and Synchrony make these products more attractive than short term CDs and allow you to approach them as having the option to continue to earn 2.25% APY for as long as US interest rates rates remain low.

I recently came across a new investment app that has become popular over the past year. The app, called Acorns provides a tool that rounds-up a user's debit or credit card purchases and then deposits that money into a portfolio comprised of ETF funds.

Citibank has been rolling out some exciting new cards with great rewards recently and has become very competitive with Chase, Barclays and Amex. This new card is going to be the most valuable one for those needing a new IPhone.

The Department of Labor is considering a new law that would tighten the advise that financial advisors can give to their clients. The White House Council of Economic Advisers estimates the ruling would save retirees up to $17 billion per year.

On Facebook I saw an ad promoting a Solar Bond that paid up to 5.75%. Intrigued, I clicked over to learn the details. The good news is that the bonds are offered by Solar City, a legitimate, publicly traded company that is a leader in installing solar panels on houses and businesses. The company chairman is publicly traded on the Nasdaq at SCTY. Its chairman is Elon Musk of Tesla and SpaceX fame.

The following table contains the top 15 travel and rewards cards based on value received through sign up bonuses and usage. The value that you receive from any card may differ, based on your particular usage patterns and whether you are able redeem points you earn for the most valuable rewards.

Former Federal Reserve Chairman Ben Bernanke lifted the curtain on a new Blog he will write and it's already interesting reading for those who follow the interest rate environment. In it, he explains why interest rates are so low and directly addresses critics who have accused him of throwing seniors under the bus by engineering a low savings rate environment.

They say there are no guarantees in life and that is generally true. But there is a way that many of you can earn thousands more dollars without doing any significant work, guaranteed. This is no hoax or a joke. Interested? Read on.