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How to Improve Your Credit Score

Consistently Pay Your Bills on Time One of the most important components to improving your credit score is to consistently pay your bills on time. This does not solely apply to credit cards, auto loans or mortgage loans. It also includes... Read →
The market is open and while not as competitive as it was two or three years ago there are still some great mortgage deals in today's market conditions. Economic conditions are improving all the time and lending is beginning to take the... Read →
It is quite evident that every bit of extra cash of interest makes a huge difference. Selecting the best savings account can sometimes prove to be a daunting task in a market where the interest rates are finally beginning to... Read →
There is no way around the fact that purchasing a home and moving in will cost you, right? Although that may be true, there are ways in which the process can be made a bit less difficult. If you are willing to negotiate, put in some extra... Read →

Comparing 15-Year & 30-Year Fixed Rate Home Loans To A 10/1 ARM

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I. How do mortgages work? 1. Regulators 2. Interest Rates 3. Loan Amount Limits 4. Debt-to-income ratio II. Why is credit history important? III. What are my options? 1. Loan Programs 2. First... Read →
I. CD Basics 1. What are Certificates of Deposit (CDs)? 2. What are advantages of certificates of deposit compared to a savings account? 3. How do CDs function and how can I take advantage of them? 4. To what extent is a... Read →

It is almost Labor Day and in the Hamptons the refrain at the end-of-summer cocktail parties is the same that we have heard all summer.

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When you apply for a mortgage, you are confronting issues that rarely come up in your everyday life.

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Chase has unveiled the best card for earning its valuable Ultimate Rewards Points.

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Even if the polls indicate that Hillary Clinton is the likely next President, there is a high risk right until the day of election that outside influences could cause the US to elect a President who is in the best case "unfit".

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Until a couple of days ago, Chase had the best user interface of any bank. They instantly - and without notice - changed it to one of the worst.

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Now is a Good time to Check Your FDIC and NCUA Coverage

A new financial crisis can always appear out of the blue. It is always a great time to check to be sure that your bank deposits are financially secure.

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This may be a prudent time to shift money from cash to one-year CDs.

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After over 20 years as the leaders in financial news, CNBC has given up their efforts to provide any meaningful financial market analyses.

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