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Do you know how much money is coming in and going out of your paycheck each month? The best way to gather this information is by creating a budget. This will let you know where you spend your money. You’ll also discover where you can... Read →
According to its website, EverBank is now offering a so-called 3 Year LIBOR Index CD.
The product, which is issued without a prospectus, appears from the information on EverBank’s website to be three years in duration, yet based on... Read →
I have written many articles on structured notes on this website over the past several years and fielded a lot of questions from readers of the site about these notes. These types of investments are not FDIC insured and ordinarily require... Read →
Paying down, or paying off, your mortgage will open up a world of possibility.
Read →EverBank is again offering what it calls a 5 Year Marketsafe Treasury CD. This product should be avoided at all costs.
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On November 9, the US elected a new President.
The implications of the surprise outcome of the US election will wind up being quite severe. The initial reaction of US markets, like that after Brexit in the UK, was the correct one. In... Read →
How Much Do You Need for Your Retirement?
It all begins with this important question. There really isn't any way of avoiding it.
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How Much Mortgage Can I Afford?
Many people equate the purchase of a house with finally finding success. There are new buyers entering the market every day, looking for their dream property. The market is still favorable for them at this time; mortgage rates are down and... Read →
Is a Reverse Mortgage Right for You?
What’s a ‘Reverse Mortgage’? A reverse mortgage is a type of mortgage that allows a homeowner to borrow money against the value of their home. The borrower does not have to repay the mortgage’s principal or... Read →
Image Courtesy: Empty Pockets Illustrations
How To Get A Credit Card With Bad Credit
One of the major disadvantages of having bad credit is that you will frequently have trouble qualifying for a credit card. As we all know that can be a major problem because many businesses, including hotels and car rental agencies will... Read →
Choosing the Best Student Credit Card for You
As a college student, being independent is one of the primary priorities in life. One such major step is getting a credit card that enables them to get credit and use their money in the way they want. Many college students get excited... Read →
Image Courtesy: American Airlines
Stop Opening Accounts with Worthless Loyalty Programs
I was walking by a major big box retailer in New York City the other day, and I saw a sign in the window that said “Open a Credit Card and Get 5x Points Today”. I briefly got very excited before I realized that the store has... Read →
Choosing The Best Mortgage Lender For Your Needs
Finding a mortgage lender isn't a difficult task: complete a few online forms for mortgage companies and you know all about the eager brokers who overload your voicemail with their pleas to make contact. Yet, going down this route is... Read →
Where can You find the Best Mortgage Deals?
The market is open and while not as competitive as it was two or three years ago there are still some great mortgage deals in today's market conditions. Economic conditions are improving all the time and lending is beginning to take the... Read →