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Home Equity Lines of Credit Can Be Effective Financial Planning Instruments for the Affluent
I have plenty of friends who have paid off their mortgages and loans as soon as they came into money, and vowed, ever since, never to take out another loan in their lives. While that sentiment may bode well for those of extraordinary net... Read →
Five Signs You are Carried Away with the Airline and Hotel Point And Miles Game
You can earn tremendous value through opening and using credit cards that reward your patronage and your spend with airline miles and/or hotel points. I personally have found that travel and rewards credit cards give me more value than... Read →
Image The Wharton School
Major Pharmaceutical Stocks Are so Utterly Destroyed that they Could be Starting A Big Rally Here
The pharmaceutical industry has had a tough couple of years, or basically a tough decade. The industry has proven to be amazingly innovative; for example, just in the last years Gilead has turned Hepatitis C from a devastating disease to... Read →
Tesla is S3XY
Elon Musk, it is said, wanted his first four models to spell SEXY. His first model S, his second E, his third X, and his next Y would have done the trick, save Ford owned the trademark for E. So the next best was to name the second 3... Read →
Two Months Ago I Bought A 1-Year CD Paying 1.35%; It Was a Mistake
Less than two months ago, I locked into a 1-year CD paying 1.35%. It was the best rate at the time and I really am unlikely to need the cash for the next 12 months (now 10 months). Nonetheless, I know now that I locked in too low. The... Read →
Image CNN
Upside Down World
Imagine a celebrity murderer, yet to be convicted but clearly a murderer, out in the community holding town hall meetings for kids, teenagers and adults on how to commit murder and avoid conviction. Now, imagine Bill Cosby, facing as many... Read →
EBSB Direct Is Offering A 19-Month CD at 1.61%
Earlier today, EBSB Direct began offering a 19-month CD a 1.61%. This rate is nationally offered and requires only a $1,000 minimum. At the time of this writing, this rate is higher than any nationally offered 18-month CD and as high as... Read →
Image The Beijinger
Celebrate, Don't Criticize, Uber
By any count, Uber is a brilliant market disruptor. Its founders were prescient and extraordinarily creative. The company joins only a very small group of others, such as Apple, Amazon, BestCashCow and Google that have totally changed the... Read →
Savings and CD Rates Are Perking Up as We Head into Summer
Last Wednesday, the Federal Reserve raised the Fed Funds rate from a quarter basis point to a target rate of 1 to 1.25%. The move was widely expected, and gives hope to savers who have endured savings rates below zero for the almost a... Read →
Big Dollar Takeovers
America’s most successful high-tech CEOs are quietly taking over public (and private) schools and universities in the U.S. There’s no question that our schools, on the most part, are tired, led by unimaginative educators,... Read →
Withdrawing from the 2015 UN Paris Climate Agreement is An Unmitigated Disaster for The US
I have had the fortune to live not just in my own country (the US), but in England, France, Spain, the Netherlands and Germany. During my many years of living outside the US, I have never dreamed of being apologetic for my country. That... Read →
Image Courtesy: The Independent
Rex Tillerson Should Resign Right Now
Rex Tillerson is in Putin’s pocket and was clearly put in his position at the behest of Putin and the Russians. That is not the reason he should resign. Nor should he resign because he is tremendously unfit and outclassed in his... Read →
Bigly Victory for Russia
Angela Merkel saw too much of Trump last week between the NATO Summit in Brussels and the G-7 meeting in Sicily. She saw him turn against Europe and the Trans-Atlantic obligations by berating Europe’s leaders both explicitly and... Read →
My Time in Russia in the 1990s
I spent 2 ½ years practicing law in Moscow in the mid-1990s. It was a different Russia – one full of hope for a burgeoning democracy under Yeltsin. I wouldn’t even set foot there today. I enjoyed my time in Russia. I... Read →