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Everybody is making money hand over fist, and everyone is on TV saying that nothing can derail this rally. Well, there are plenty of things and I am not going to list them all, but here is an idea.

Car seats, those devices that protect our children are at the heart of a scam which robs our wallets and saps our nation's energy independence. Think I'm kidding?

Here are my 10 tips for saving money and living a healthier life. If you follow these, I guarantee you will lose 20 pounds, save thousands of dollars per year, and be a happier person. As a bonus, my sex drive increased 110% after I started following these 10 points. If you don’t believe me, well, that’s your problem �. My husband is in heaven.

Even before the phone went on sale, there were a host of companies developing accessories for the iPhone. It is obvious that there will be a large array of such things in the near future. The iPhone will generate its own economy with products developed around the globe. There are now some very specific ones and many others that will follow -- some still unimagined and ripe for the entrepreneur.

Casule bedrooms in London's Gatwick airport are just the beginning of something new. A brilliant entrepreneurial idea that will sweep through the airports of the world in short order. Just when you think the next great idea will be hard to come by, think of a private bed just feet away when flights are cancelled or delayed and you are far from home. I have nothing to do with this emerging company (Yotel), but I am sold on the idea. Who wouldn't be in today's dismal air travel environment.

Now the very rich can feel very happy on their way to the club, driving the new Lexus hybrid and satisfied that they are doing their part to reduce carbon emissions. Think again guys. Lexus is fooling you and You are fooling yourselves.

Retail sales were down big-time, far below expectations. Oil continues to rise, and will soon be at 80 or more a barrel. Everyone knows the impact of sub prime mortgage problems will really hit the economy and take a significant bite out of it. AND this week, the markets made huge gains and reached new highs. Is there something wrong about this story?

Forget the price, Americans have always lined up to get the newest, best thing on the block. That's what Steve Jobb has counted on. He's a master at it. What person, in a cool minute of reflection, would buy a cell phone that must be returned to the manufacturer for replacement when the battery goes? What do they do while the battery is being replaced?

This market is driving me crazy. Yesterday's major moves just seem out of synch with realities. Things are not that good. The market should be heading down not up. I know market timing is an impossible thing, but once again I am drawn kicking and screaming to that one certain rule -- "I can't stand it any longer."

China is introducing and testing a new, inexpensive, and sleek line of cars and SUVs in Europe. It is beginning to catch on. Anyone who thinks they are just playing and that they have no chance of taking on the big guys is making a mistake and missing a huge investment opportunity.

The CNBC crowd knows nothing.

Congress, looking for sources of revenue, happened upon an extraordinary loophole enjoyed by the extraordinarily rich private equity and hedge fund managers, effectively allowing these managers to pay taxes on their earnings at a 15% rate. Pretty nice for people making hundreds of millions a year. While this looks like a simple fix, long overdue, there isn’t much support for it in Congress – on either side of the aisle!

I am bullish on the market, and unabashedly so. Yet, when I see someone hype everything, it starts to remind me of 1999.

Today, Rafat Ali posted in his PaidContent.org newsletter that video site Break.com received $21 million in funding. Okay, seems a bit high but maybe it’s true. He then went on to say that the site reports receiving 17 million unique visitors per month. 17 MILLION UNIQUE VISITORS. That caught my attention.

When the head of homeland security goes on TV and says we are in a period of increased risk of terrorism here in the United States people should take note. This guy is a man of understatement, and such a warning should be given real weight. America has gone to sleep again -- we have a very hard time staying focused on anything. Can you imagine the impact on the market of another big attack, not to speak of the horror for those of us who are attacked.