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An article in CNN Money piqued my interest. It states that many banks are worried about a future of rising rates on deposits.

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After a nine month historical run up to the tune of 70% plus gains in the stock market. Let's look at seven reasons why I think the next sustained market move will be down: Home building, Debt, Commercial real estate, adjustable rate mortgages, Unemployment, Market sentiment & Corporate profits

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Apple is an amazing company that has transformed the way that we live, but they are preparing for their biggest failure in years.

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Is it investment efficient to accept CD penalties for early withdrawal, to reinvest if rates rise?

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Mortgage Rates Continue to Drop

The Wall Street Journal reported that mortgage rates have dropped for the third consecutive week. What will this mean for the housing industry and the economy as a whole?

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After a rising surge from September through November, existing-home sales fell as expected in December after first-time buyers rushed to complete sales before the original November deadline for the tax credit. However, prices rose from... Read →

A vote on the future of the Federal Reserve chief is due to be held this week. It's unclear whether or not Ben Bernanke, the current Fed chairman, will be re-appointed. I think it would be a disaster if he wasn't given a second term.

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Ed Whitacre just appointed himself the permanent CEO of GM. Is he joking?

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Wall Street Journal reporter Scott Patterson has written an interesting book called "The Quants" that suggests how a new breed of mathematicians and computer scientists took over much of the financial system—and the damage they inflicted in the 2007 meltdown.

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According to recent research investors expect a return of about 13.7% per year from stocks. On a historical basis is this a realistic assumption, or are people being overly optimistic?

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ISRG has been on a tear, but I am not a big fan. I explain my rational below.

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I have a discussion with a friend of mine on whether it is better to buy a house when interest rates are low, as they are today, or high. I think the recent real estate collapse provides the answer. The conventional wisdom is that the... Read →

Enough with making Ben Bernanke their scapegoat before the fall elections. The United States Senate should confirm Bernanke for a second term.

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The average rate on a 30-year fixed mortgage dropped from 5.06% to 4.99% according to data from Freddie Mac. This is consistent with data from the BestCashCow rate tables which show average 30-year mortgage rates moving from 5.122% to... Read →

Tips for Getting a Mortgage with Bad Credit

Some people with bad credit may think they can never realize their dream of owning a home. However, with some simple tips and some dedication, you can still get a mortgage in spite of your bad credit.

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