Articles

The new credit card regulations go into effect on February 22, 2010. What new guidelines should you expect?

Most savings and CD rates hit record lows last week. Average savings rates reached a new record low of 1.47% APY last week, down 4 basis point from 1.51% APY the previous week. Average one-year cd rates showed the largest drop, falling 10 basis points to 1.85% APY. Average three-year cd rates dropped four basis points to 2.63% APY. The only glimmer of good news were five-year CD rates which increased from 3.18% APY to 3.20% APY.

With buyers feeling some trepidation over low nominal yields, rich relative valuation to Treasuries, concerns over a diminished BAB presence in 2010, and eroding credit quality, the municipal market experienced a modest correction at the end of January. However, weakness appears to have faded, in particular with the President’s weekend announcement of a proposal to expand the BAB program.

The new credit card regulations go into effect on February 22. Do you know what is included in the new guidelines?

There is a great deal of uncertainty in the mortgage industry. But with the feds talking about removing support for mortgage-related securities, the rates could go back up in a matter of months.

Ten simple but timeless rules for the conservative long-term investor.

Cramer is bragging about how his fund returned more than 20% this year- Equally the S and P and way behing the NASDAQ- big whoop.

A credit score is a prized number for some and a serious hindrance for others. Weather you are trying to get car insurance, a new – or first - credit card, a new job or a cell phone, this number will affect your acceptance and interest rate. Most people know the term credit score, but few know what it actually is.

Most investors understand that trading stocks is a volatile and difficult game to play. Long-term investors, however, who stick to their strategy almost always come out on top. Here are four key tenets any serious value investor will know about.