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Occupancy and use of real estate indicates the progression of the economic health of an area. When few commerical spaces are occupied, there are few jobs. When more houses are undervalued and vacant, this indication is recessionary.
Read →The average rate on a 30-year fixed mortgage rose for the first time in four weeks, moving from 4.98% to 5.01% according to data from Freddie Mac. This differs from the BestCashCow rate tables, which show average 30-year mortgage rates dropping slightly from 5.068% to 5.017%. This divergence from two different sources indicates a flat or undecided market. Mortgage rates have vaccilated around the 5% range for the last three weeks.
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Earnings versus Market Movements
Over the long-term, there are usually only two factors that determine how successful your investments are.
Read →Credit cards do not have to be evil. However, it is vital to use them responsibly so you do not get into financial troubles.
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What You Need to Get a House Loan from a Bank
When getting a mortgage loan from a bank, you need to to prove several things to show that you are credit worthy. But what sort of documentation do you need?
Read →Bank of America has a nice program called Museums On Us. It provides BofA debit card holders free entry to participating museums the first full weekend of every month.
Read →When it comes down to paying your credit card bills or your mortgage, which one is a priority in your life?
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Is Now the Best Time to Refinance?
Mortgage rates are really low right now, but does that mean you should refinance your home?
Read →iGOBanking.com is offering a 5-Year CD that pays 3.55% APY. That's currently the best 5-year cd rate according to the BestCashCow rate tables.
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