First Federal Savings of Pascagoula Offering 3.25% APY 60-Month CD

First Federal Savings and Loan of Pascagoula, MS is offering a 3.25% APY 60-Month CD. That's currently the highest rate in the nation according to the BestCashCow CD rate tables.

I spoke with the bank today and unfortunately, the offer is only available locally to residents of Jackson County. The bank has 6 branches and $260 million in assets. It's Texas Ratio of 18.26% is below the national average of 24.44%.

According to the representative I spoke with, rates changed on February 11th and actually went up on 60 month and 80 month CDs. This is not suprising as banks try to lock in money for long periods of time at low rates. The banks know that eventually rates will turn up.

You can find great local cd rates on BestCashCow for any zip code in the country. By shopping around, most consumers can earn an extra half-percentage point on their money without taking any additional risk.

Find the best local CD Rates by clicking through on the CD table above.