Articles
Selected category: Savings
State tax receipts are plummeting--what does this mean for you?
Read →SmartyPig is getting ready to buck the trend of declining savings rates by announcing that it is raising its rate to 2.15% from 2.01% APY. As part of that increase though, it's creating a tiered rate system. Only the first $50,000 will receive the higher rate.
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Roth IRA or Roth 401(k)?
The Roth 401(k) is becoming an increasingly popular option in employee savings plans. This article helps you determine the benefits and drawbacks of this plan, in comparison to the Roth IRA.
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Medical Savings Account or Health Savings Account?
A comparison of two popular tax-favored savings plans to help you determine which is best for you.
Read →Savings and CD rates continued to drop last week, although the decline in average savings rates slowed to a crawl. Some of the top CD rates dropped though, effectively lowering the best rates available.
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Annuities: Why You Shouldn't Take The Big Payout
The annuity, an often overlooked investment product, is enjoying a revival. But just because you're promised big payouts doesn't mean you should jump at the opportunity.
Read →I have come across a bank in New York offering a 2% savings rate, guaranteed through the end of the year. This offer beats any short term CDs.
Read →The iShares Barclays TIPS Bond ETF (TIP) provides a decent yield currently at 4.09% as well as future inflation protection and little to no risk of default or loss of principle.
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Roth versus Traditional IRA: The Age Old Question
A guide to help readers determine which is better for their financial situation: the Roth or Traditional IRA.
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The Pros and Cons of the HSA (Health Savings Account)
We discuss the HSA and whether it's appropriate for your financial situation.
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Sound Strategy for your 401k
Choosing appropriate long-term investments for your 401k plan is a challenging task. We'll discuss how to get it done.
Read →We will discuss how taxpayers can increase their pay by decreasing their tax withholding.
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