Articles

With long CD rates compressing and yields in savings accounts enigmatic, this is a good time to look at one-year CDs.

HSBC Bank's recent letter to those who opened promotional savings accounts over the summer may finally usher in an era of more competitive savings rates from major money center banks through their branch networks.

For several years, Salem Five's online savings account has been one of the most competitive online accounts available. Many of our readers suggest that we remove it because it has features that are more onerous and difficult to understand than some of the other savings accounts listed on the site. BestCashCow.com recognizes these issues but feels that it Salem Five needs to be listed among the best yielding savings accounts because these issues can be worked around.

In this low interest environment, the major money center banks have been offering next to nothing in interest for years. Citibank and Merrill now give you a reason to keep your cash with them.

Greece lies on the brink of collapse. Puerto Rico debt obligations are all going to be restructured. Even if the worst case were to materialize (both default), US interest rates are not headed for a dramatic decline or even a retest of recent lows. They are headed up.

As 10 year bond yields have gone from 1.80% to 2.15% over the last month, Janet Yellen, Bill Gross, Jeffrey Gundlach, Scott Mather and many others have made statements indicating that the bond bubble may finally be ready to burst. It is time to get serious about the potential consequences of the bond bubble bursting.

I recently came across a new investment app that has become popular over the past year. The app, called Acorns provides a tool that rounds-up a user's debit or credit card purchases and then deposits that money into a portfolio comprised of ETF funds.

Former Federal Reserve Chairman Ben Bernanke lifted the curtain on a new Blog he will write and it's already interesting reading for those who follow the interest rate environment. In it, he explains why interest rates are so low and directly addresses critics who have accused him of throwing seniors under the bus by engineering a low savings rate environment.

BestCashCow.com, the most comprehensive bank rates website on the internet, unveils its Best Bets for 2015.

Can variable annuities make sense even if you are not in the highest tax bracket? This article is going to focus on non-qualified annuities, and in particular whether the cost of the annuity is justified based on the insurance company guarantees and tax-deferral, as well as some potential emotional advantages of annuities.

Citibank latest Structured Note uses the 30-5 CMS spread like a lot of recent issues, but it also has a 9x multiplier making it very interesting.

Following its recent study of services provided related to the 10 most important factors in investment banking for seniors, BestCashCow today releases the following results.

I have written previous on BestCashCow.com about debt side Structured Notes. While these Notes involve real risks, they present those investors with a long-term time horizon with the opportunity to pick up yield.

Information on how much of a risk the Heartbleed bug is for online banking and financial transactions. Tips on what you can do to protect yourself.

Another sign of a frothy equity market has arrived in the form of a new equity-based structured note format that is making its way across Wall Street, and allowing brokers to market high yielding sexy products tied to some of the names that have driven the equity markets to their current levels. Unless you have the ability and the knowledge to properly hedge the risk of these instruments, you should avoid them.