Articles

Selected category: Mortgages

For many potential home buyers, qualifying for a traditional mortgage is out of the question. If you find yourself in that type of situation, here are a few alternatives to traditional mortgages which may be a great way to finally become a homeowner.

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Owning a home has many advantages. But when it comes to tax benefits, there are many exaggerations and misconceptions surrounding home ownership. Below are three of the most common.

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Are you planning on buying your first home in the near future? Are you worried about making a mistake during the process that could cost you a significant amount of money? By knowing some common mistakes, you can avoid them and save yourself a great deal of time and frustration.

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Refinancing your mortgage is a great way to save money on the life of your loan. But you should know the extra fees associated with refinancing to see if this is the most cost efficient option for you.

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This may be an excellent time to consider refinancing as banks are about to unleash new incentives to gain your business.

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Loan modifications are a great way for troubled homeowners to get back on track with their mortgage payments and avoid foreclosure. But why are so many mortgage loan modifications getting rejected and how can you avoid that happening to you?

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Knowing the factors that insurance companies use when determining your homeowner's insurance rates can help you save money on your policy. But what are those factors and what can you do to reduce your insurance rates?

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The costs for getting a mortgage include more than just the interest on the loan. There are several fees associated with the process. Some mortgage lenders charge unnecessary fees or overcharge third-party fees. How can you avoid overpaying?

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Many home buyers have found great bargains by purchasing a short sale home. But how easy is it to purchase a short sale home? And is it worth the trouble?

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Are you Facing Foreclosure?  4 Options to Pursue Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Are you Facing Foreclosure? 4 Options to Pursue

If you are facing foreclosure, there are many options that you may be able to take advantage of to help you get through this financial crisis.

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Four Tips for Surviving a Foreclosure Image Image courtesy of fantasista at FreeDigitalPhotos.net

Four Tips for Surviving a Foreclosure

A foreclosure can be one of the worst experiences of a person's life. But with the following suggestions, you can make the best of this bad situation.

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Were You Illegally Foreclosed During Robo-Signing? Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Were You Illegally Foreclosed During Robo-Signing?

Illegal foreclosures have likely affected millions of homeowners who were forced from their home without following the proper procedures. What should you do if you think you may be one of the homeowners who went through an illegal foreclosure?

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Protecting Your Neighborhood from Foreclosure Crimes

Foreclosed homes in your neighborhood can have a negative impact on you and the overall area. But you can minimize that impact by making foreclosed homes appear occupied.

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Can the Mortgage Crisis Heal Itself? Image Image courtesy of hywards at FreeDigitalPhotos.net

Can the Mortgage Crisis Heal Itself?

It is no secret that the mortgage crisis has had a huge negative impact on the nation and its economy. But is implementing programs the solution or will it simply fix itself over time?

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Who Does the President's New Mortgage Plan Help? Image Image courtesy of fantasista at FreeDigitalPhotos.net

Who Does the President's New Mortgage Plan Help?

President Obama's new mortgage plan could be a great success for homeowners across the nation, but will it benefit you?

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.128% 6.000% 0.88 $4,400 $1,919 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.242% 6.125% 0.88 $4,010 $1,945 Learn More
Sebonic
NMLS ID: 66247
6.319% 6.250% 0.75 $2,330 $1,971 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.579% 6.490% 0.75 $2,972 $2,021 Learn More