Articles

Selected category: Mortgages

The market is open and while not as competitive as it was two or three years ago there are still some great mortgage deals in today's market conditions. Economic conditions are improving all the time and lending is beginning to take the... Read →
There is no way around the fact that purchasing a home and moving in will cost you, right? Although that may be true, there are ways in which the process can be made a bit less difficult. If you are willing to negotiate, put in some extra... Read →

Comparing 15-Year & 30-Year Fixed Rate Home Loans To A 10/1 ARM

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I. How do mortgages work? 1. Regulators 2. Interest Rates 3. Loan Amount Limits 4. Debt-to-income ratio II. Why is credit history important? III. What are my options? 1. Loan Programs 2. First... Read →

When you apply for a mortgage, you are confronting issues that rarely come up in your everyday life.

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With winter's arrival and the end of year holidays, many of us have or will travel to our favorite vacation destinations. Among all the fun often comes dreams of buying a vacation home in our favorite destination. Owning a vacation home can bring extra comfort and excitement to a trip, but comes with additional responsibilities and expenses. It is very important to know what you are getting into before you buy. Here are five tips for buying a vacation home.

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Thinking about refinancing your mortgage? Unsure how to determine if it is a good idea or not? Three steps can help you decide.

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September 17, 2015 – Los Angeles, CA – Today the Federal Reserve held the federal funds rate at the current rate of near zero, where it has been since 2008. So what does this mean for those interested in buying or refinancing a... Read →

Like many seemingly simple questions, the answer to the question "should I use an escrow account for my taxes and insurance or manage it myself" is "it depends".

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Divorce is often emotionally and financially challenging, but following a few key do's and don'ts will minimize the frustration and help both parties weather the process in better financial shape.

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Residents and existing Doctors can benefit from a mortgage offered by some banks called a Doctor or a Physician Mortgage. The Doctor Mortgage offers special underwriting and rates to residents as well as just starting out doctors who may... Read →

The government shutdown will not close the FHA, but it might slow approvals to a trickle.

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In today's mortgage world, doctors, lawyers, and other professionals can find that getting a mortgage after graduation can be very difficult if they have high student debt and lack significant job history. We ask the experts for some tips on what these graduates can do to improve their chances of being approved for a mortgage.

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Mortgage rates have spiked considerably over the past four weeks as a slew of positive economic data has hinted that the economy may be picking up steam. Will rates continue to rise?

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
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District Lending
NMLS ID: 1835285
6.391% 6.250% 1.00 $4,800 $1,971 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.956% 6.875% 0.63 $2,642 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More
Neighbors Bank
NMLS ID: 491986
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