Articles

Have you received a notice that your mortgage loan is being sold? The important thing to remember is that this happens all of the time. But here are some things you should know to avoid getting scammed.

Mortgage rates are at historic lows, but will they stay there for long?

Paying off a mortgage months or even years before you are scheduled to pay it off can save you time, money and frustration. But how can you pay it off early without winning the lottery? Here are some tips you can use.

For all of the talk of the US government defaulting on its debt and rising inflation, mortgage rates have remained exceptionally low. Both the Treasury and mortgage markets do not look convinced of any future default or rising in inflation.

A strategic default is basically when a homeowner decides to walk away from their mortgage payments because they owe more on their home than what it is worth. Are these borrowers deadbeats? Or are they just making a good financial decision?

Freddie Mac and Fannie Mae are no longer going to secure loans over $625,000 beginning October 1, 2011. Is this going to affect you?

The Federal Reserve has finally proposed new rules to put in place for the mortgage industry. What are some of those rules and will they help avert another mortgage crisis?

Mortgage rates continue to remain low. How low have they dropped this week?

Is your mortgage payment becoming more and more difficult to pay each month? Is refinancing your home to get a lower payment simply out of the question? If so, there are other options available to you.

Is the thought of paying the high closing costs on a home keeping you from making the leap into home ownership? Consider getting a mortgage through Fannie Mae.

A startup company in Orange County is offering to pay a few mortgage payments for many homeowners. But what's the catch?

Are you holding on to your mortgage so you can take the interest deduction on your taxes? That may not be the best idea and it is possibly one of the things that contributed to the mortgage debacle in recent years.

One policy for reverse mortgages has caused quite a stir and resulted in a few lawsuits recently. What is the current policy and how is it going to change?

So you’ve been shopping for a home and you have found several that meet your criteria but they have a range of prices. How do you determine if you can afford the ones on the higher end of your price range? Here are the main factors that determine your monthly mortgage payments.