Articles

Selected category: Mortgages

New JD Power Study Shows Mortgage-Holder Frustration

A new study shows that many homeowners are not satisfied with their mortgage servicer. Would you be included on this list?

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Is Now the Best Time To Buy A New Home?

Mortgage rates are low. Home prices are falling. Should you buy a house right now?

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Three Common Myths about Refinancing Your Mortgage

For millions of homeowners, refinancing has helped them save thousands of dollars and pay off their home sooner. But is it the best option for your situation?

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Tips for Avoiding Predatory Mortgage Lenders Image sharksider.com

Tips for Avoiding Predatory Mortgage Lenders

Have you ever been targeted by a predatory lender? If you are in a precarious financial situation, you may be on their target list. Use the following tips to recognize predatory lenders so you can avoid them.

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Five Ways to Recognize a Loan Modification Scam

Loan modifications are becoming more and more common these days as people fall deeper into mortgage trouble. Is there a possibility that you may need a loan modification soon? Use the following information to keep yourself from becoming a victim of a loan modification scam.

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Short Sales are Often Long and Frustrating

A short sale can be a great way to get out of your mortgage before you decide to simply walk away. But do you have the patience to wait for the process to go through?

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Rookie Mistakes When Applying for a Mortgage Image trulia.com

Rookie Mistakes When Applying for a Mortgage

Are you new to the mortgage loan process? Don’t make these rookie mistakes or you may find yourself paying a lot more than you need to for your mortgage loan.

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What You Need to Know About Private Mortgage Insurance (PMI)

Private mortgage insurance is a topic that few home buyers educate themselves about. Here is a brief explanation about PMI so you can make a more informed decision with your next home purchase.

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Four Options to Consider If Your Mortgage is Underwater

Are you underwater on your mortgage? If so, do you know what your options are?

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Understanding Amortization and How the Mortgage Loan is Paid Down (and Off)

Before purchasing a home it is important to review and understand mortgage amortization or how your mortgage loan will amortize.

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Tips for Getting a Mortgage for the Self-Employed

Have you been told that you cannot get a mortgage loan because you are self-employed? While it may be more difficult to do, it is simply not impossible.

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How to Use Twitter when Searching for a Mortgage Deal

There are several websites available to help you stay informed about the mortgage industry and the latest listings. But did you ever think that Twitter would be a useful tool to use when searching for a home?

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Four Things to Consider Before Buying a Foreclosed Home

Buying a foreclosed property can be a great way to get a good price on a home. But is it the best way for you to buy a home?

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Four Things to Do to Prepare for a Home Purchase and Mortgage Loan Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Four Things to Do to Prepare for a Home Purchase and Mortgage Loan

Are you planning on buying a home soon? If so, take some time to make preparations so you can find out what you can actually afford and get a good interest rate when you make your purchase.

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Do You Need a Lawyer When Buying or Selling a Home?

Having an attorney working on your side in a real estate transaction is always a good idea. They can save you money, hassles and a great deal of frustration.

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.863% 6.750% 1.00 $3,705 $2,076 Learn More
Advantage Lending
NMLS ID: 2592312
License#: RM.805266.000
6.879% 6.750% 1.00 $4,432 $2,076 Learn More
PenFed Credit Union
NMLS ID: 401822
7.034% 6.875% 1.00 $5,195 $2,103 Learn More