Articles

It is hard to weigh the pros and cons of choosing cash bonuses over merchandise or airline rewards for deposit accounts, especially since interest rates on the deposits themselves have been so low in this economy. Which is a better deal? That depends on one thing - you.

: It can be disheartening to see bank fees skyrocket; but if you have excellent credit, you do not have to give up your hard-earned cash in fees in order to spend your cash. The Capital One Cash Credit Card not only has no annual fee, it gives you 1% cash back plus extra cash bonuses.

If you use your Bank of America debit card to pay for things directly out of your checking account, you will soon be charged $5 a month ($60 a year) for the privilege. However, you don’t have to close your BofA account if you want to continue using a debit card without a fee. It just takes a little creativity.

The mortgage interest rate deduction is a financial benefit for millions of American homeowners. But could there be an end to that deduction soon?

With so many homes dropping in value in recent years, many home sellers are getting “sticker shock” when they get their appraisal. What do you do if your home appraises for much less than what you expected?

Have you been searching for a home but you are not exactly sure what a fair price is to pay? With these suggestions and tips, you can be certain that you are not overpaying.

California and Florida each have about 2 million underwater mortgages, and together account for more than a third of the underwater mortgages nationwide. But, Nevada and Arizona have a much greater percentage of mortgaged properties that are underwater.

Many troubled homeowners feel guilty about walking away from their mortgages. Is walking away the moral thing to do?

Buying your first home can be one of the best or one of the worst experiences of your lifetime. Make sure you do it right.

First Priority Bank if offering a 1.50% APY savings account rate that is guaranteed through September 30, 2011.

Meeting with a mortgage lender may seem like an intimidating process. But if you know some of the questions they are going to ask, you can be prepared and less intimidated.

Are you trying to make a decision between buying a newly built home and a home that was built several decades ago? Here are some advantages disadvantages of older homes to help you make your decision.

Mortgage rates fell to record lows this week, with the 30 year fixed rate mortgage approaching 4%.

The term "escrow" is used a lot in the mortgage industry. Here is a brief description of what it is and how it works.