Articles

Certificates of deposit or CDs are low-risk investments traditionally issued by a bank. Over the years different types of CDs have emerged offering higher interest rates, but also more risk.

Are you planning on buying your first home in the near future? Are you worried about making a mistake during the process that could cost you a significant amount of money? By knowing some common mistakes, you can avoid them and save yourself a great deal of time and frustration.

Microsoft is a dividend stock that BestCashCow tracks as part of its Top 15 Dow Dividend Stocks. Its current yield of 2.70% is equivalent to the rate of the best 5-year CD rates. It currently pays a dividend of $.20 per quarter, up from $0.16 in August 2011. The question I ask myself is, can Microsoft maintain or increase the dividend and do I expect the stock to drop precipitously over the next 1-2 years? Yesterday's earnings release as well Microsoft's recent product launches gives me comfort on both counts.

Western Heritage Bank in New Mexico is offering a 24-month CD that pays 1.75% APY with a small $1,000 minimum balance.

Refinancing your mortgage is a great way to save money on the life of your loan. But you should know the extra fees associated with refinancing to see if this is the most cost efficient option for you.

If you are in the market for a Small Business checking account, Capital One will give you a $100 or $300 bonus for opening a Small Business Rewards Checking account before 2/29/2012. Additionally, since you can combine rewards with your personal Capital One accounts, you can earn more rewards faster.

When he assumed the role of Chairman at the Federal Reserve in February 2006, Ben Bernanke made it known that he was a student of history who believed that rates should have been held low for the entire decade in the 1930's. As the US recovered from the Depression, he believed the failure to maintain this low rate policy contributed to the economic difficulties later in the decade.

This may be an excellent time to consider refinancing as banks are about to unleash new incentives to gain your business.

Your credit scores affect your ability to buy a home or a car, or to pay for education or obtain employment. Here is how to go about improving your credit score in one short month.

Ohio is still hanging on to the 1% APY savings account rate, with exactly one bank in the state still offering this rate according to BestCashCow data. The Ohio banks with the best savings account rates are...

Loan modifications are a great way for troubled homeowners to get back on track with their mortgage payments and avoid foreclosure. But why are so many mortgage loan modifications getting rejected and how can you avoid that happening to you?

Knowing the factors that insurance companies use when determining your homeowner's insurance rates can help you save money on your policy. But what are those factors and what can you do to reduce your insurance rates?

Navy Federal Credit Union is offering a 3.00% APY 20-Month IRA CD. The retirement CD has a low minimum deposit requirement of $50.

For many people, the easiest way for them to temporarily part with their money while they invest it is if they never see the money in their hands to begin with. An incredibly easy to do that - while earning a current 3.06% APY - is to automatically purchase I Savings Bonds with your tax refund.

After a year of extreme market volatility, unreliable economic performance and confusing economic policy coming from the U.S. and E.U. governments, investors have been looking for a safe way to earn decent income from their savings. Sadly, few options have appeared, but one shining light is beckoning to more investors: dividend-yielding stocks.