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The City National Bank of Metropolis is offering a very competitive money market account that pays 1.26% APY. That's the fourth highest money market rate in the country according to the BestCashCow database and higher than the very best online savings or money market account rates - 1.15% APY.

BankDirect's Mileage Checking with Interest program is especially interesting in the current low rate environment, but will not work for everyone.

It seems like every week the government is announcing a new program to help homeowners. To make sense of all of these programs, we've pulled them together and listed them below. If you are having trouble with your mortgage, or can't refinance your house, hopefully one of the programs on the list will provide you with some assistance.

North Country Federal Credit Union is offering a very competitive 60-month CD that pays 2.80% APY. That's the top rate in Vermont and one of the best rates in the country.

Starting on March 1, 2012, Everbank is offering a bonus rate of 1.05% APY to new Yield Pledge Checking and Yield Pledge Money Market customers.

Motivated by higher fees and lower rates at bigger banks, consumers voted with their feet and embraced credit unions. Credit Unions added 1.3 million new customers in 2011, bringing total membership to 91.8 million. That's a record number of credit union members.

For those that think the 3% APY CD is long gone, there are still a few credit unions offering rates near 3.00%. El Paso Area Teachers FCU is one, offering a five year cd that is paying 2.98% APY.

You have probably heard people talk about how there is only financial help for homeowners who have defaulted on their mortgage payments. That has been true ... until now.

A 15-year fixed rate mortgage is preferred by many mortgage advisors and home buyers. What are some of the benefits of this type of mortgage and why is it becoming more and more popular for today's home buyer?

Cardinal Bank, headquartered in Mc Lean, VA and with 27 branches in the Washington D.C. metro area is offering a checking account that pays a 2.01% APY on balances up to $100,000.

Several major mortgage lenders violated the law several months ago and performed wrongful foreclosures on many active duty service members. Now a lawsuit has provided help for these victimized military members and their families.

Over the last six months, mortgage rates have dropped to record lows while credit remains tight. To understand where rates might go from here and how credit conditions might change, I spoke with Paul Gershkowitz, the Co-owner and President of Greenpark Mortgage.

Citizens State Bank of Cadott, WI is offering a Variable IRA (VIRA) rate of 4.00% APY. The Variable IRA requires that you have a checking or savings account at the bank and make at least monthly transfers from one of those accounts into the IRA. There is no minimum transfer amount. The maximum total transfer amount is determined by IRA rules.

Do you plan on financing a second home that will be used as a vacation property or a rental home? Use these tips to help the process move along smoother and protect your money as well.