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Retirees Face Uncertain Future
It is exceedingly hard to look even months out with a modicum of confidence as to coming trends and events. We are in the most uncertain of times. This is especially true for those in retirement. Over the last decade, really beginning... Read →
A Moment of Crisis
After only a few days of the Trump administration, led by an unstable president and his frightening trio (Bannon, Flynn, and Conway), the country is spiraling out of control. Strikes and protests abound throughout the country and abroad,... Read →
Irrational Exuberance
In 1996, when the then Federal Reserve Chair, Alan Greenspan coined the phrase “Irrational Exuberance”, it troubled folks but also incorrectly forecast a precipitous drop in the markets. It took another three years. It... Read →
Image Courtesy: USA Today
The Snake Slithers - Chuck Todd Misses a Chance to Put Kellyanne Conway Away
Kellyanne Conway is completely ridiculous, but she is also a dangerous snake. Anybody who is so well trained in persuasive dialogue and who has seized power, even if done entirely through a strawman such as Trump, is very dangerous. ... Read →
Image Courtesy: Phil Belena
Political Activism Sparking a Renewed Interest in Credit Unions
I recently came across an interesting article that encourages readers to close certain accounts with major banks funding the Dakota Access pipeline. It also encourages them to take a renewed look at federal credit unions. After eight... Read →
Image Courtesy: Fairmont Orchid Hawaii
Is the Credit Card Flipping Game Ending?
The game of flipping credit cards to earn free travel may be nearing an end. Here is why. There is talk in Washington that the Republican legislature may seek to limit the interchange fees that credit card companies can charge to small... Read →
With A Clenched Fist Our World Changed
During his inaugural diatribe and throughout the parade, Trump morphed from past practice of a pointed pudgy finger or a pudgy finger and pudgy thumb to a raised fist – from commoner to autocratic ruler. Anyone who stopped to... Read →
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Kamala Harris needs to Explain Failure to Prosecute Mnuchin Before She can Run in 2020
Kamala Harris is a newly minted Senator from California, and may quickly become a forerunner for the Democratic nomination for President in 2020. There however is also serious problem that is going to linger from her role as... Read →
Image Courtesy: Huffington Post
Heads in the Sand
We all, everyone of us, have our heads in the sands. Most of those who voted for Trump have yet to realize what they have wrought. But they will. The rest know now, but are unable to face the reality of it all. In fact, we are all... Read →
EverBank’s 5-Year CD Rate is Like the Pool at EverBank Field
EverBank has become very aggressive with their CD rates again - either because they are trying to be on the cutting edge of increasing yields or because they are eager to attract new capital ahead of TIAA’s overpriced... Read →
Image Courtesy: Vanity Fair
Not A Family Man
Donald Trump announced, finally, how he plans to restructure his personal, business and family assets in such a way as to protect himself legally against real and imagined conflicts of interest when he assumes the Presidency in another... Read →
Image Courtesy: Pexels
If Ever There Was A Time ...
Donald Trump will be president in a matter of days, regardless of what Russia may have on him. He may be impeached in a matter of days too, but that is less certain. But, whatever the days ahead may have in store for us, under any of... Read →
Image Courtesy: Pexels
The Case Against Principal Protected Notes
With the stock market at its all time high, brokers at Merrill Lynch, Morgan Stanley and JP Morgan Asset Management are touting an instrument called “principal protected notes.” These notes come in a variety of different forms,... Read →
Emerging Market Meltdown Much More Serious Than 1998 Could Be Imminent
We have had two much more serious financial crises since the emerging market meltdown of 1998. Yet, those who lived through that crisis will remember how quickly it spread across Asia, Russia and Latin America, and how seriously it... Read →